We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2022 Mortgage-Free Wannabes
Options
Comments
-
try_harder said:Morning ..Please could i join in with a target of £20,800 for 2022.Thank you1
-
Hettyhound said:Hi @julicorn hope all is well with you. # 90 here although been AWOL recently due to expensive (for me!) car repairs and flat roof work. This year as I need to build savings up a bit again and overpay mortgage I’d like to set a target for 2022 of £2,500. Happy to either keep original number or take a new one. It’s good to be back 😃0
-
craftingmad said:Please may I join.
I am going to aim for £6k off one of my BTL mortgages.
Thank you x0 -
Hi Julicorn, Thanks for doing this again!
Currently #68, happy to keep that or move, really whatever makes your life easier.
Could you put me down for a £10k overpayment target next year, thanks!1 -
Can I join again in 2022 please?
Currently #117 but happy to fill a gap if required.
Target for 2022 will be reduced to £3000 and even that may change as we’ve a lot of bigger expenses next year.
Thank you!No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£30001 -
Could I join for 2022 please?My target will be £20,000, ambitious but doable, I hope 🤞Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
Good morning everyone 🙂
Could I please keep #4 for 2022’s challenge?Target £1500 again please - not a huge amount compared to many others on this challenge, but I’m on a low income and this is a smidge under 10% of my outstanding mortgage balance (a little over 10% if taking into account the offset OPs from 2021)
Many thanks julicorn 👏🏻🥂👏🏻🙂2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur2 -
Hi Julicorn
Please could I join in again? If possible, please could I keep my number from last year which was #49?
My target for 2022 will be £5,000.
Thanks so much Julicorn! 😀
Take care,
CS xx
Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
Morning julicorn and all. Old number 45 hereI feel compelled to join again - "fail to plan, plan to fail" etc! Slightly stuck on what target to set myself this year though?? DD will hopefully start uni in the autumn and that will mean a dramatic change in finances...I'm going to aim for £15K for this year, see how it goes...thanks julicornElmoR xx1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards