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2022 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Morning ..Please could i join in with a target of £20,800 for 2022.Thank you
    Of course! You've got #66.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @julicorn hope all is well with you.  # 90 here although been AWOL recently due to expensive (for me!) car repairs and flat roof work.  This year as I need to build savings up a bit again and overpay mortgage I’d like to set a target for 2022 of £2,500.  Happy to either keep original number or take a new one.  It’s good to be back 😃
    Welcome back! I've moved you up a little to #69 :) 
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Legs21 said:
    Hi @julicorn long time lurker but decided to participate after years of small overpayments. Aiming for 10% which is £4400. Thanks
    Welcome to the challenge! You've got #71.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Please may I join. 
    I am going to aim for £6k off one of my BTL mortgages.
    Thank you x 
    Of course, welcome on board! I've allocated you #74.
  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Julicorn, Thanks for doing this again!

    Currently #68, happy to keep that or move, really whatever makes your life easier.

    Could you put me down for a £10k overpayment target next year, thanks!
  • Can I join again in 2022 please?
    Currently #117 but happy to fill a gap if required.
    Target for 2022 will be reduced to £3000 and even that may change as we’ve a lot of bigger expenses next year.
    Thank you!
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
  • Could I join for 2022 please? 

    My target will be £20,000, ambitious but doable, I hope 🤞 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • jackieblack
    jackieblack Posts: 10,501 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 December 2021 at 2:46PM
    Good morning everyone 🙂

    Could I please keep #4 for 2022’s challenge? 
    Target £1500 again please - not a huge amount compared to many others on this challenge, but I’m on a low income and this is a smidge under 10% of my outstanding mortgage balance (a little over 10% if taking into account the offset OPs from 2021) 

    Many thanks julicorn 👏🏻🥂👏🏻🙂
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Hi Julicorn

    Please could I join in again? If possible, please could I keep my number from last year which was #49? 

    My target for 2022 will be £5,000.

    Thanks so much Julicorn! 😀

    Take care,

    CS xx

    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Morning julicorn and all. Old number 45 here

    I feel compelled to join again - "fail to plan, plan to fail" etc! Slightly stuck on what target to set myself this year though?? DD will hopefully start uni in the autumn and that will mean a dramatic change in finances...
    I'm going to aim for £15K for this year, see how it goes...

    thanks julicorn

    ElmoR xx

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