2022 Mortgage-Free Wannabes

dizzyblnd

Hi Juliecorn, 

can I join please? I would like to pay off 1% of our mortgage which is £1500. I have not tried anything like this before so I need to devise a plan. 

julicorn

dizzyblnd said:

Hi Juliecorn, 

can I join please? I would like to pay off 1% of our mortgage which is £1500. I have not tried anything like this before so I need to devise a plan. 

Of course, and signing up to a challenge like this is a great first step I've given you #82.

Porridgecat

Hi Julicorn, I asked to be included but as I posted in this year's thread we have now paid off the mortgage completely so no 95 is up for grabs. Thank you Porridgecat

curlywurly82

Can i join please? May have joined last year but don't know what my number was. Happy to have a new one. 

I am going to target £2400, with a stretch of £5000 if i achieve the first. 

julicorn

curlywurly82 said:

Can i join please? May have joined last year but don't know what my number was. Happy to have a new one. 

I am going to target £2400, with a stretch of £5000 if i achieve the first. 

Of course, #83 is all yours

CountryRoads

Please can I rejoin Julicorn?

I was #130 last year. Happy to move numbers

£2k for me please 

Thanks for all your work on this!

julicorn

CountryRoads said:

Please can I rejoin Julicorn?

I was #130 last year. Happy to move numbers

£2k for me please 

Thanks for all your work on this!

Of course, welcome back! I've moved you up to #84.

mark55man

Hi Julicorn

#57 reporting in for 2022.  I am happy to keep that number.

At the end of 2021 my Mortgage Neutral (MN) pot was £31.9K and my mortgage balance was £86.4K.  Giving a deficit/net-debt of £54.5K.

For 2022 - my target will be deposits and growth in my MN Pension pot of £36K.  This sum not counting my monthly mortgage payments. In combination  this will see me very close to having a dedicated pot equivalent to my mortgage balance by the end of the year.  I will report monthly on my 2022 contributions to the MN Pot (my OPs as it were)

Current target for Mortgage Neutral is Feb-23 with a real squeeze and a bit of luck and ongoing Covid caution keeping my spends low it could be 2022.  

Thanks

shangaijimmy

#62 here requesting a place for 2022. 

Setting myself a target of £4,500 to be added to our mortgage neutral pot.

Happy with a new number if it tidies the spreadsheet up.

cod3

#53 reporting!  Thank you for keeping my space for 2022

The balance of my mortgage today is £3,000 on the nose so that will be my target for 2022.  I would love to be able to be MF by my birthday in April, but that would be a push!  Today we are doing a freezer and cupboard audit to help save a few quid for the target.

Happy, healthy 2022 to you all