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2022 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hiya! Can I join please? Don't mind about my number. Would like to join with a £6k target for 2022 please.
    Sure thing - #8 has got your name on it now :)
  • Hello   :)
    #52 with first OP of £610.41

    Thank you!
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

  • StoicLass
    StoicLass Posts: 37 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi @julicorn - apologies, I lost my way a bit in the second half of last year due to personal circumstances, both in terms of managing to keep up the OPs till year end, and also keeping up to date with posting when I did make the OPs.  Keen to get back on track this year.  I won't be making any OPs in January, November or December, this year, but plan to pay £250 per month for the remaining 9 months, so have set myself an annual target of £2,250.  No fussed about which spreadsheet number I have.  Thanks in advance
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    StoicLass said:
    Hi @julicorn - apologies, I lost my way a bit in the second half of last year due to personal circumstances, both in terms of managing to keep up the OPs till year end, and also keeping up to date with posting when I did make the OPs.  Keen to get back on track this year.  I won't be making any OPs in January, November or December, this year, but plan to pay £250 per month for the remaining 9 months, so have set myself an annual target of £2,250.  No fussed about which spreadsheet number I have.  Thanks in advance
    No worries at all, life has a habit of getting in the way of plans! I've given you #18 for this year :)
  • Legs21
    Legs21 Posts: 251 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi @julicorn

    #71 with first OP of £550

    Thanks
    MFW 2022 #71  £4400/£4400
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 with an OP of £280 for January.  Thanks julicorn.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I am a lurker on here so can I join please for 2022, 
    I am saving for the house deposit then maybe mid year I will need to switch the goal over to OP once I have finally bought. 
    My initial goal though is £33,000 saved in 2022 if I don't buy, its a huge goal but i have very low expenses at present and a great income so it is doable. 
    Much appreciated - happy new year
    Was not paid in Dec so my savings have gone down ... but will be next week hopefully so then I can post my savings for 2022
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 2 January 2022 at 12:41AM
    #116. So I'm not sure what happened during 2021-I set a target of £10k and seemingly failed to check in. I've lost the year to covid, whisky collecting and the sudden death of my ma.

    Having said that I still managed to overpay around £8,600 which is pretty good all things considered as payments dropped off a cliff from August.

    Either way I'd like to again sign up for 2022 and put forth a £10k target. Thanks again @julicorn.

    I'd hoped to be under £200k and am-just so all good!


    Slainte.
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • julicorn said:
    Hiya! Can I join please? Don't mind about my number. Would like to join with a £6k target for 2022 please.
    Sure thing - #8 has got your name on it now :)
    Thank you!!!!
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    skippie said:
    #116. So I'm not sure what happened during 2021-I set a target of £10k and seemingly failed to check in. I've lost the year to covid, whisky collecting and the sudden death of my ma.

    Having said that I still managed to overpay around £8,600 which is pretty good all things considered as payments dropped off a cliff from August.

    Either way I'd like to again sign up for 2022 and put forth a £10k target. Thanks again @julicorn.

    I'd hoped to be under £200k and am-just so all good!


    Slainte.
    No worries at all, and well done on your overpayments! I've given you #28 for 2022 :)
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