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2022 Mortgage-Free Wannabes

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  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi

    No 35 with £80.24 to start the month.
    Thanks Julicorn
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • JaggedFlamingo
    JaggedFlamingo Posts: 51 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Happy New Year all!

    #10 checking in with a first OP for the year of £475.

    Thanks as always for updating, julicorn.
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000
  • D123456789
    D123456789 Posts: 267 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    @Julicorn I was no.84 and I met my target last year. I was totally hopeless at giving updates though, so please feel free to remove me and I will just lurk😊
  • chicker
    chicker Posts: 142 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Happy new Year everyone!

    #39 with a first OP of £135.68

    Thanks @julicorn
    MFW diary Adventures and Overpayments

    Mortgage start: £240,945 Aug 2020
    Mortgage now:     £230,738
    2021 OP total:     £605.85   1 month off approx

    MFW 2022 #39  £135.68/£1200
  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    #28 - £200 overpayment.
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #59 checking in with my first overpayment of £225 for the year.
    Thanks for the updates! ☺️
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Morning Julicorn

    #55 with Jan Overpayment of £75

    Thank You 
    MFW2021 #93 - £330/£2200
  • Lauraebrad
    Lauraebrad Posts: 185 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Happy New Year!

    #30
    January total = £170

    Thank you :-)

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,390/£1,500 /// invested 2025 = £900/£1,500 = TOTAL (YTD) £2,290/£3,000
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Happy New Year everyone! #27 with a first OP of £550
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning!

     #8 checking in, an OP of £75.88 to start off the month (and year!)

    Thanks

    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
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