2022 Mortgage-Free Wannabes

rugbymadfamily

julicorn said:

rugbymadfamily said:

Hi @julicorn can't remember if I said but I would love to join again. I was #28 for 2021 but happy to take any number going!

Target for the year is £13,200 is 3.75% of my initial mortgage so it's a step up from last years target of 3% 🤞

Welcome on board again! I've given you #42, hope that works for you

Thanks, #42 is great. I've made first OP of the year for £1,200. Thanks again for setting it all up, is much appreciated!

lindez

Hi all 
Happy 2022 
#2 with first over payment £400.
Thank you Julicorn x

Shal1160

Good morning and happy new year all!
#36 checking in with an o/p of £100 for January thanks Juliecorn! 

SandyShores

Hi @julicorn Sorry I missed the new thread earlier.  Can I rejoin please again this year?  I am planning to pay £5000.

I don't mind what number I have.

Thank you.  Sandy

Boatright

Hi Julicorn.  

Can I join this year? previously #128 

Filo25

Hi Julicorn, #68 with my first OP for the year for £1,000.

Thanks!

smetf

Hi Julicorn
#35 with my normal overpayment of £167.19, takes me to £247.43 in Jan to date.

Thank you

AntoMac

#85 with my first overpayment of £50
Thank you

Moneyminded

Hi Julicorn, 

#15 checking in with another payment of £122.96 for this month making a total for the month so far of £2,438.72. 

Many thanks

OhtobeMortgageFree

Our mortgage is up for renewal in April and we'd initially planned to use the equity from our house to purchase another property outright as a buy-to-let. However, the draw of being mortgage free by 40 (3 years) is too great and so instead we're aiming to stretch ourselves to pay off this house in full by April 2025. 😬
My husband is on £52,000. I'm on £7,000 (but also take on self employed work). We do not have large outgoings. It's just my husband, myself, our five year old son and a cat. My husband works from home 3-4 days a week.
Is this even possible?! Am I crazy to think that we can pay £100k off in full in 3 years?! 😬 Would I be better to withdraw the equity and essentially have another income instead?...