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2022 Mortgage-Free Wannabes
Comments
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#35 with surveys and a small sale leading to another £25.49 in Feb
£352.68 for Feb so far.
Thanks
SEmergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
2 - MFW 2022 #35 10,000
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#27 with £250 for February. Thanks Julicorn xxMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0002 -
#14 checking in with Feb op of £250.55. Thanks @julicorn for the updates, Indi2
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Hi Julicorn
#57 reporting in as of end Jan 2022.
At the end of 2021 my Mortgage Neutral (MN) pot was £31.9K and my mortgage balance was £86.4K. Giving a deficit/net-debt of £54.5K.
At the end of Jan 2022 my Mortgage Neutral (MN) pot was £33.6K and my mortgage balance was £85.0K. Giving a MFW OP total of £1.6K for Jan 22 and overall MN deficit/net-debt of £51.5K.
Current target for Mortgage Neutral is Feb-23 with a real squeeze and a bit of luck and ongoing Covid caution keeping my spends low it could be 2022.
Thank you!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Hi Julicorn,I'm very late to the party but would I be able to join with a target of £2000? We've just remortgaged and are finally in a position to start making overpayments,Thank you!MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.142
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Morning everyone,
#23 reporting in. January £190 and February £2190. Total £2380.
I know it looks like I will smash my target this year if I continue at this rate but I am not sure what the rest of the year holds.
As always, thank you @julicorn for running this challenge.
Bounty1232025 MFW No:23
MFiT-T7 122 -
Hello, number #20 - £500 overpayment today, had a bit of a tricky Jan but will get back on track now
thanks @julicorn xCurrent mortgage - £12000
aim to pay £6000 this year (mfw #20)
£3000/£60002 -
#6 checking in. I had covid last month and have been quite poorly. So I've made my first OP of £250 today. With some home improvements due and the cost of living increases I'm not 100% confident I'm going to hit my target now, but it's a start.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
#32 here, bit out of sync, having caught covid, saving for a big holiday. £667 for Jan. I’ll be back to top up February. thanks Julicorn x
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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