2022 Mortgage-Free Wannabes

JaggedFlamingo

#100 with a final OP for the month of £475; my total for January is now £1950.

Thank you!

OhtobeMortgageFree

#59 here!

We've currently kicked off our mortgage application for a three year mortgage. Our broker has told us not to overpay anymore though as all that will happen is in April when the mortgage begins we'll just get a cheque back for the amount over £102,000 (which I'm rather annoyed about TBH as this wasn't mentioned before and the total money I've overpaid/will have paid on regular payments by April will total a large chunk of all we're allowed to OP on the new mortgage in the first year.)

So, new plan. I'm going to 'overpay' what I would usually overpay off the mortgage into my Premium Bonds instead in the hope that we win big! Then use that money to pay the rest of the mortgage off in full at the end of the three years all being well. 🤞🏻

So, another £200 down for January - £1240 tucked away for the month now.

anna42hmr

Hi number 105 here with my first overpayment of the year, can you put me down for £247.94 for January please.

Many thanks again for running this challenge again

Moneyminded

#15 here, the bank made a mistake and took an extra £50 for mortgage OP. That takes my total for the month up to £3,354.16 
Thanks Julicorn

eat_that_frog

#58 reporting in with an OP of £1500 for this month. Thanks very much Julicorn 

frugal_lass

Hi Julicorn!

#19 checking in with another payment for January - £2169.93 so that should total £2619.93 for the month 😆

Jessy103

Hi all,

No. 12 reporting an overpayment of £361.42 for January please.

Thank you 🙂

SandyShores

No. 47 here.  No payments made, being very slow off the starting blocks this year but planning an OP soon

StoicLass

#18 with first OP of 2022 - £250.   Thanks @julicorn

Deni_debt-free_dreamer

Morning everyone

Checking in with my first OP of the year (may there be many more!)

#81 OP of £400 for January - total 400/2500

I have a FT job and a couple of PT jobs; i'm going to put one PT salary and all my expenses towards the mortgage OPs plus any money from surveys.  My mortgage deal ends in July so want to get the mortgage down as much as possible by then...

love Deni