2022 Mortgage-Free Wannabes

julicorn

Boatright said:

julicorn said:

Boatright said:

Hi Julicorn.  

Can I join this year? previously #128 

Sure thing! Just let me know your target for the year and I'll give you a number then

Target is £4,000 - thank you so much 

Thank you - you've got #63 now

julicorn

gien said:

Hello Julicorn and everyone else!

Can I join the thread please?  I'm late to the party but just had a re-mortgage approved and keen to get rid of it ASAP.  Haven't used the forum for a while and we haven't a mortgage for a years  but have taken this one out to convert a barn attached to our house for use as a holiday let (we are by the seaside).  The mortgage amount is 300k fixed for 5 years at 1.64%. The full term is until I am 70 in 17 years time.   I can pay off 10% per year  anyway and am aiming at having the whole amount to repay when the fixed rate lapses (as I expect that interest rates will be higher by then).

Obviously when it's finished, estimated at May of this year, the holiday let income can go towards clearing the debt and both my husband and I work so we are will be squirrelling away as much money as possible.  He's in between contracts right now but shouldn't have too many problems finding something new and he's a higher earner (I'm just an NHS minion).

Only major foreseeable  hiccups to our plans is the need to put a child through Uni in a couple of years. 

I think my target for the year will be £15,000 which is high but doable with determination and would be 5% of the total.

Thanks!

Absolutely, welcome on board! And you're not late to the party, but I'm definitely quite late in my response
You've got #65.

julicorn

misspretenderboat said:

Hello Julicorn

I was 107 last year but don't mind what number. Didn't reach my target last year but got to keep striving.
My target this year is £2,000 this year.

Thank you for doing this.

Welcome back - I've given you #73 for this year

julicorn

LadyGnome said:

Hi Julicorn can I join again.  I don't mind if I get the same number or a different one.

My goal is £12,000 in OP this year

Of course, welcome back! You've got #78 this year.

julicorn

Coffeekup said:

Coffeekup said:

#76 here... Kicking off the year with a better start than last year, hope to stay on track too... So how much this month? £625.68

Thx julicorn

Hi julicorn I hope you are well... I dont see the numbers on the spreadsheet... Did you miss my post?

Nothing missed don't worry, I was just a busy bee over the last 2 weeks - all should be updated now

AntoMac

Paid another 42 pounds making my final total for January £92 for number 85.
Thanks Juliecorn

Legs21

#71 with a £200 OP taking Jan total to £750

Thanks Julie x

Nichelette

#86 - Can I please add £400 for Jan as I don't expect to OP any more this month. I've realised we're sooo close to overpaying 40k and we'll reach it next payday so we'll just get in under the 3 year mark. Considering we also bought a new car, replaced the kitchen and I've spent the last 10 months on maternity leave I'm really pleased. Next month will be bumper pay as I've done some KIT days and I'm back on full pay so we should be able to OP over the 40k as we won't have nursery fees until the end of April. 

Moneyminded

#15 checking in with a final OP for the month of £751.69, making a total for January of £3,304.16
Thanks Julicorn

jackieblack

#4 reporting £125 OP for January 

Thanks julicorn 🙂