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20K to Debt Free by June - Finally Debt Free 27/06/23

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Comments

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Good evening everyone, PAD of £3.50 to CC1 today.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    edited 9 March 2023 at 1:31PM
    Good afternoon everyone, a small £1.50 PAD to CC1 to round down that balance to a nice £6,530. Still on track, will keep this up!

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    How lovely to plan the holiday for when you're finally debt free. Any destinations in mind?
    LMD x
    Sorry I missed your reply! Possibly Majorca or Menorca although cannot settle on a hotel at all, I'm used to the Canary Islands however after the shorter flight time due to little one.

    PAD of £5 to CC1 for yesterday
    PAD of £5 to CC1 for today :smile:

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Evening all!
    PAD of £2.50 to CC1 for Yesterday
    Another PAD of £2.50 for today.

    :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    edited 14 March 2023 at 4:50PM
    Afternoon everyone,
    PAD of £5 to CC1 today, so close to £6.5K!

    Those following will know I used a low rate money transfer to get rid of the HP loan and saved a few quid in interest, I've kept tracking the statistics separately and my debts are as follows;

    CC Balance £1,900
    HP Balance £4,610 (PAD's go here)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • Keep going @LeeXenon you're doing great!  Any savings on interest is a bonus in my opinion :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Keep going @LeeXenon you're doing great!  Any savings on interest is a bonus in my opinion :)
    LMD x
    Thank you, still managing to PAD a day!
    PAD of £2.50 to CC1.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon said:
    Keep going @LeeXenon you're doing great!  Any savings on interest is a bonus in my opinion :)
    LMD x
    Thank you, still managing to PAD a day!
    PAD of £2.50 to CC1.
    It’s addictive!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    LeeXenon said:
    Keep going @LeeXenon you're doing great!  Any savings on interest is a bonus in my opinion :)
    LMD x
    Thank you, still managing to PAD a day!
    PAD of £2.50 to CC1.
    It’s addictive!
    It certainly is, doesn't feel right to miss a day now!
    Also, think I've decided on Tenerife (Absolutely defeating the point of a short flight, however there's lots to do here).

    Todays PAD is £2.50 to CC1.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • The flight isn't too bad to Tenerife, I think Greece and Turkey are similar. If you're after a short flight though, Croatia is nice. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
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