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20K to Debt Free by June - Finally Debt Free 27/06/23

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  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I’ve read your diary and have to say it’s very inspiring, 👏 well done on the outstanding progress so far and good luck on the last part of your debt free journey, also good luck on stopping vaping my husband did the same thing just stopped one day and weirdly he’s never missed it since, for your holiday I recommend sweets for the little one with wrappers on like fruit Ella’s or opal fruits takes little fingers ages to unwrap them keeping them occupied for a little while x
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    edited 1 April 2023 at 9:03PM
    Thank you both for the kind words of support - Still going well and coming up to the 72-hour mark now. Keeping the coffee going in and keeping distracted seems to be working for now!

    PAD of £2.50 to CC1 today. :)

    87 days to go!

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • If what you say is true, you’re now in the tricky period so keep yourself distracted. Good luck! 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    If what you say is true, you’re now in the tricky period so keep yourself distracted. Good luck! 
    Oh yes, all very true and this last night shift was quite difficult as things were generally quiet towards the end. Woke up today feeling the 'need' for nicotine, I really do wish it would subside but I'm fully aware it's just the start of a long journey. Currently just short of 90 hours with no nicotine, not that I'm counting.  :#

    On topic - £2.50 PAD to CC1

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Good morning all,
    PAD of £5.00 to CC1 :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I gave up smoking in June last year but still have the occasional nicorette lozenge to help with cravings. Beware, there are 2 strengths, I have always been on the lower one!
    :j Proud Member of Mike's Mob :j
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    MatyMoo said:
    I gave up smoking in June last year but still have the occasional nicorette lozenge to help with cravings. Beware, there are 2 strengths, I have always been on the lower one!
    Thank you for letting me know, I didn't know about the different strengths at all so I will bear this in mind if I revert to them.
    Still going, had a few mood swings today and cravings after what felt like a good morning, which is a shame. Hopefully it's a sign things will get better ..

    PAD of £5.00 to CC1. :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • Hope the moods pass, keep at it, you can do this!!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    edited 4 April 2023 at 9:46PM
    Hope the moods pass, keep at it, you can do this!!
    LMD x
    Thank you for the words of encouragement, I definitely had a slightly less erratic day today however was treated for a nice day out and a meal by the other half which definitely helped! Being stuck at home generally does not!

    Halifax did a thing, PAD of £125 to CC1.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • Nice PAD! Well done 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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