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20K to Debt Free by June - Finally Debt Free 27/06/23

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  • LittleMissDetermined
    LittleMissDetermined Posts: 9,655 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Just £1 a day as a basic PAD is a great place to start and you will still feel like you're making a difference to your debt.  I hope you can keep the momentum 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Good evening everyone,
    todays contribution is a £5 PAD to CC1.

    Hopefully keep the PAD's coming throughout March, even better if I can do it up to my DFD! :)

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Good evening everyone,
    nice little PAD of £10 to CC1 today.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,655 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    You’re getting into the PADding now 🙌
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    LittleMissDetermined said:
    You’re getting into the PADding now 🙌
    Thank you, just need to keep up the momentum!
    Todays is a £2.50 PAD to CC1.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Good morning all, todays contribution is a £5 PAD to CC1.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Still going, another £5 PAD to CC1 - Thank you Prolific!

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    edited 7 March 2023 at 12:10AM
    Just putting the feelers out there, but OhMyDosh paid out with their Amazon trial offers. I made £23.50 and could have made a bit more if I wasn't already subscribed to Amazon Prime. Just a word of caution though, in their T&C's it does state you must forward the Amazon confirmation e-mail for each trial, I suspect many would miss that. (Use a Virtual Card and then cancel it so the trial doesn't renew, or just cancel the trial after the payment is confirmed)

    Also, if you know anyone who can get you a referral code for OMD, get it from them and they (and you) will get a small bonus. Worth doing, and £23.50 in the EF.

    Not bad for 30 minutes work.



    On another note - I think we've decided where we're going to go away in September. This is a "Well done on clearing £30k worth of debt and being skint for the last 10 years" treat that I had always planned, so happy to be able to take everyone away and pay for it not using credit! I'm really looking forward to becoming completely debt free and I foresee a huge weight being lifted off my shoulders after years of this causing me a great deal of stress and depression!

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,655 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    How lovely to plan the holiday for when you're finally debt free. Any destinations in mind?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • LeeXenon
    LeeXenon Posts: 249 Forumite
    Fourth Anniversary 100 Posts Debt-free and Proud! Name Dropper
    Terrible situation in that I didn't appear to make a 'PAD yesterday!
    Small one for the 7th of £2.50 to CC1, haven't decided what to put forward for todays.

    £30,022.05 debt - Completed it mate! Debt Free 27th June 2023 | Diary

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