24 months to debt freedom

EssexHebridean

You will learn to trust the process a bit more with budgeting and saving as time goes on - however, in my experience you do still have wobbles in spite of how long you've done it for so don't be surprised if it takes a while! 

CL21

Just checking in on payday! Updated my signature - although not paid as much off as usual, I’ve managed more than the minimums and got myself into the next number bracket down. This month I have:-

Holiday in Lanzarote for ten days - all inclusive so limited spending required
Deposit to be paid for a summer residential - £125
Car tax - £180

Ground rent - solicitor hasn’t sent a bill for last few years (Covid?) so three years are due together - £87.50
Radiators finally changed but boiler blew up when they turned it back on (it’s about 12 years old!) so agreed to pay half to replace the part needed. Note to self - set up a boiler replacement pot! - £1950 (£1800 saved up already)

Would also like to book the ferry for summer but think this will now be too much of a stretch. Will see how much I spend on holiday. 

Anyway, I’m happy with the progress so far - almost 10% of the debt paid off. 

Onwards and upwards!