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Dazzling December's NSD Challenge!
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Well done WinterWarrior, QueenJess, short bird and Munchin
Another one for me
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DecemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsbeanielou 12/15bekah89 4/10
cathybird 12/15
CL21 3/10
GeorgianaCavendish 12/14
jammy dodger 9/15
Munchin 7/15
nikki2002-2008 2/15
kitty43 6/15
QueenJess 15/20
scotmumof3 5/17
short bird 10/10
Sun Addict 6/10
WinterWarrior 12/15
Newcomers welcome
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It will be a NSD today. Not succumbing to any pressure to shop! I really don’t need anything.2025 decluttering: 3,5045🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 306🥉🥈🥇💎🏆
Big kitchen declutter challenge 91/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
QueenJess said:Whoops, I just realised I forgot to come and report back on the system I tried last month (writing a list of items I need and then doing the actual buying once a week). I blame DD for my fuzzy brain. She’s teething and all over the place; my body does not appreciate lack of and interrupted sleep.
The system does work and I liked:
- a list so I can almost schedule time to do purchasing rather than in little bits
- allowed me to sleepy get the list together as I usually have to research one or more items
- double check I do actually really need/want everything on there (I often later crossed things off).
- weirdly made me feel I was allowed to make the purchase rather than feeling guilty if I did lots of little purchases (probably because I know I thoroughly vetted each purchase first).
Things that didn’t work:
- buying on the same time every week didn’t work for me because it’s not always when I have the most time and sometimes you need to purchase on a certain day for whatever reason.
- it felt too regimented/rule based and I have so little time that I like to just get on and get it done wherever I have time/feel like it.
So now I am still using lists and when I have a reasonable amount on there and feel moved enough or something becomes more urgent I get on and order my list (deferring anything I’m not sure about of course). Weirdly I am currently ordering less than once a week at the moment!
Today I ordered birthday/new baby cards, badges, presents and birthday cake candles to nicely use up my gift voucher (and a bit more) as I had enough for free postage. Feel super organised now as that’s most of Jan and Feb taken care of!
Just stalking many second hand books on the bay of e now, but it is an enjoyable pastime for me and I have over a month to find the books on the list for presents at a suitable low cost. Hopefully all the prices will drop post Xmas too.x
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It will be an NSD for me today too, wasn't meant to be because I had a dentist appointment but she cancelled due to ill health (not Covid). That was fine by me because it doesn't feel that safe out there at the moment and I was happy to stay home where it is warm and cosy.1
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Unexpected NSD today, which means spending will be tomorrow instead2
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Well done QueenJess, beanie and GeorgianaCavendish1
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Another NSD for me today. Not tempted by anything.2025 decluttering: 3,5045🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 306🥉🥈🥇💎🏆
Big kitchen declutter challenge 91/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
One for me today please.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12
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