We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Dazzling December's NSD Challenge!
Options
Comments
-
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD 6/10 for me please 🎄I get knocked down but I get up again (Chumbawamba, Tubthumping)2
-
DecemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsbeanielou 11/15bekah89 4/10
cathybird 11/15
CL21 3/10
GeorgianaCavendish 11/14
jammy dodger 9/15
Munchin 7/15
nikki2002-2008 2/15
kitty43 6/15
QueenJess 13/20
scotmumof3 5/17
short bird 10/10
Sun Addict 6/10
WinterWarrior 11/15
Newcomers welcome
1 -
Whoops, I just realised I forgot to come and report back on the system I tried last month (writing a list of items I need and then doing the actual buying once a week). I blame DD for my fuzzy brain. She’s teething and all over the place; my body does not appreciate lack of and interrupted sleep.
The system does work and I liked:
- a list so I can almost schedule time to do purchasing rather than in little bits
- allowed me to sleepy get the list together as I usually have to research one or more items
- double check I do actually really need/want everything on there (I often later crossed things off).
- weirdly made me feel I was allowed to make the purchase rather than feeling guilty if I did lots of little purchases (probably because I know I thoroughly vetted each purchase first).
Things that didn’t work:
- buying on the same time every week didn’t work for me because it’s not always when I have the most time and sometimes you need to purchase on a certain day for whatever reason.
- it felt too regimented/rule based and I have so little time that I like to just get on and get it done wherever I have time/feel like it.
So now I am still using lists and when I have a reasonable amount on there and feel moved enough or something becomes more urgent I get on and order my list (deferring anything I’m not sure about of course). Weirdly I am currently ordering less than once a week at the moment!
Today I ordered birthday/new baby cards, badges, presents and birthday cake candles to nicely use up my gift voucher (and a bit more) as I had enough for free postage. Feel super organised now as that’s most of Jan and Feb taken care of!
Just stalking many second hand books on the bay of e now, but it is an enjoyable pastime for me and I have over a month to find the books on the list for presents at a suitable low cost. Hopefully all the prices will drop post Xmas too.2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
Well done short bird, jammy dodger, beanie and Sun Addict
Another one for me
1 -
Calling for today please.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Another one today. Going to hold my nerve and wait for the prices to hopefully drop on the books I want post Xmas.2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
Early call for day 10: like everyone else in England in the entertainment business, not entirely sure how the rest of the week year will go.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
A Chinese called for tea so not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD 7/15 today 😊. I have to post parcels and cards tomorrow so no chance of catching an NSD but maybe Sunday.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards