Dazzling December's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

December

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 0
«13456727

Replies

  • edited 30 November 2021 at 11:36PM
    cathybirdcathybird Forumite
    9.4K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    edited 30 November 2021 at 11:36PM
    December targets
    beanielou 15
    bekah89 10
    cathybird 15
    Elisheba
    GeorgianaCavendish 14
    Honeysucklelou2
    jadewest94
    jammy dodger 15
    Munchin 15
    kitty43
    QueenJess 20
    scotmumof3
    short bird 10
    Sun Addict 10
    welshspendthrift
    WinterWarrior 15

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 0
  • jammy_dodgerjammy_dodger Forumite
    1.6K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    love  the festive   emojis  cathybird 🎅
    Jan NSD 12/23
  • bekah89bekah89 Forumite
    49 Posts
    10 Posts Name Dropper
    I will aim for 10 this month, a lot going on and no presents bought yet 👀
    Debt £10901.99/£11296.89
    CC1:£5772.34/£6704.57 CC2:£2299.36 CC3: £1876.79/£1924.91 CC4:£953.50/£978.50
    January NSD 7/10
    Tilly Tidy 22 £5
    PAYDBXMAS22 #44 £463.72/£4000
  • beanieloubeanielou Forumite
    78.4K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Thanks for the thread @cathybird.
    Love the smillies  :grin:
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • cathybirdcathybird Forumite
    9.4K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Thanks jammy dodger and beanie for the kind words about the smilies xxx :):)

    2021 D: 93 2020 D: 96 2022 D: 0
  • WinterWarriorWinterWarrior Forumite
    2.6K Posts
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    ✭✭✭✭
    I love the Christmas theme 🎅🏻
    Starting early…one today please.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊
    Christmas 2022 savings pot - £205 /£600 target
    premium bonds - £2500 /£4000 target.
    Tilly Tidy to mortgage for 2022 = £53.28
  • edited 1 December 2021 at 5:39PM
    cathybirdcathybird Forumite
    9.4K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    edited 1 December 2021 at 5:39PM
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    beanielou 15
    bekah89 10
    cathybird 1/15 image
    Elisheba
    GeorgianaCavendish 14
    Honeysucklelou2
    jadewest94
    jammy dodger 15
    Munchin 15
    kitty43
    QueenJess 1/20 image
    scotmumof3 17
    short bird 10
    Sun Addict 10
    welshspendthrift
    WinterWarrior 1/15 image

    Newcomers welcome :)


    2021 D: 93 2020 D: 96 2022 D: 0
  • cathybirdcathybird Forumite
    9.4K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Yay WinterWarrior imageimageimage Aiming for one today too image

    2021 D: 93 2020 D: 96 2022 D: 0
  • QueenJessQueenJess Forumite
    1.5K Posts
    1,000 Posts Fourth Anniversary Name Dropper
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    Will definitely be a NSD today.
    January 2022
    NSD 12/20
    Jan grocery challenge spent £408.44 / £575
  • scotmumof3scotmumof3 Forumite
    1.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    Happy December everyone 😁
    Last month i made target and have bought most of what i need for the holidays so I am going to put myself down for 17 days this month please.
    Thank you cathybird for the shiny new thread 😍
    Debt free as of 29.10.2020 🎉😁
    SPC #73 January NSD 4/20
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