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Dazzling December's NSD Challenge!
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cathybird
Posts: 15,581 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during December. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding
what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
December
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
2
Comments
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December targetsbeanielou 15bekah89 10 cathybird 15 Elisheba GeorgianaCavendish 14 Honeysucklelou2 jadewest94 jammy dodger 15 Munchin 15 kitty43 QueenJess 20 scotmumof3 short bird 10 Sun Addict 10 welshspendthrift WinterWarrior 15
Newcomers welcome
2 -
love the festive emojis cathybird 🎅2
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I will aim for 10 this month, a lot going on and no presents bought yet 👀March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks jammy dodger and beanie for the kind words about the smilies xxx 1
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I love the Christmas theme 🎅🏻Starting early…one today please.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
DecemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsbeanielou 15bekah89 10 cathybird 1/15
Elisheba
GeorgianaCavendish 14
Honeysucklelou2
jadewest94
jammy dodger 15
Munchin 15
kitty43
QueenJess 1/20
scotmumof3 17
short bird 10
Sun Addict 10
welshspendthrift
WinterWarrior 1/15
Newcomers welcome
2 -
Yay WinterWarrior
Aiming for one today too
1 -
Will definitely be a NSD today.2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 271🥉🥈🥇💎🏆
Mini kitchen challenge 44/50
Big kitchen declutter challenge 66/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2501 -
Happy December everyone 😁
Last month i made target and have bought most of what i need for the holidays so I am going to put myself down for 17 days this month please.
Thank you cathybird for the shiny new thread 😍Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/203
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