Dazzling December's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

December

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image

In April I am taking a break from buying: Books
«13456727

Comments

  • cathybird
    cathybird Posts: 13,297 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 December 2021 at 12:36AM
    December targets
    beanielou 15
    bekah89 10 cathybird 15 Elisheba GeorgianaCavendish 14 Honeysucklelou2 jadewest94 jammy dodger 15 Munchin 15 kitty43 QueenJess 20 scotmumof3 short bird 10 Sun Addict 10 welshspendthrift WinterWarrior 15
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • love  the festive   emojis  cathybird 🎅
  • bekah89
    bekah89 Posts: 421 Forumite
    First Anniversary First Post Name Dropper
    I will aim for 10 this month, a lot going on and no presents bought yet 👀
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • beanielou
    beanielou Posts: 90,239 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Thanks for the thread @cathybird.
    Love the smillies  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,297 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Thanks jammy dodger and beanie for the kind words about the smilies xxx :):)
    In April I am taking a break from buying: Books
  • I love the Christmas theme 🎅🏻
    Starting early…one today please.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊
    2024 challenges - (1) £8k savings challenge = £900 so far (2) 1 stone weight reduction = 1lb so far
    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • cathybird
    cathybird Posts: 13,297 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 December 2021 at 6:39PM
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    beanielou 15
    bekah89 10 cathybird 1/15 image Elisheba GeorgianaCavendish 14 Honeysucklelou2 jadewest94 jammy dodger 15 Munchin 15 kitty43 QueenJess 1/20 image scotmumof3 17 short bird 10 Sun Addict 10 welshspendthrift WinterWarrior 1/15 image
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,297 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Yay WinterWarrior imageimageimage Aiming for one today too image
    In April I am taking a break from buying: Books
  • QueenJess
    QueenJess Posts: 3,681 Forumite
    First Anniversary First Post Name Dropper
    Will definitely be a NSD today.
    2024 decluttering: 6,924 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 30/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    Happy December everyone 😁
    Last month i made target and have bought most of what i need for the holidays so I am going to put myself down for 17 days this month please.
    Thank you cathybird for the shiny new thread 😍
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.2K Work, Benefits & Business
  • 608K Mortgages, Homes & Bills
  • 173K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards