Dreaming of being Debt Free

Debt_Smashing

Your probably right. 
I should wait and see what happens to the car.

The wife wants to get one on finance. I really don't want any more debt. 

Debt_Smashing

Unfortunately my relationship seems to be in a bit of a mess too right now. I'm trying to be positive, but she is very down and negative right now.

Debt_Smashing

Pay day tomorrow.
Managed to get 2 days OT in. OT rarely happens, unless someone is off ill.
Looking like be around £2200. 
Been extra careful with no spends months again apart from kids birthday stuff. Still have £700 in bank.
Think im.just gonna pay this student loan off, and take £500 out emergency fund to do it. This will leave me with £1500, and I'll only have to take £300 out of this month's pay and it will be gone gone.
Was thinking last night, finally get this debt off from around my neck. Plus apr is actually higher on this than the loan I think (loan is 2.9%)
Anyway I'm gonna wait till pay slip is in and see what's what.

Debt_Smashing

It's done.
All payed off.
Might be a struggle this month but that's another debt gone.

in_need_of_direction

congratulations 

Debt_Smashing

Thanks.
Maybe wasn't the best move, but I'm doing it for mine and families future. Not the present.
Need to write my personal budget for the month later. Was £1650 to pay it off in full.
I'm basically £200 down from a normal month as of right now. And I'd have hoped to have put £200 towards it anyway.

Debt_Smashing

So worked it out. Got £650 left for month after all bills. Should be enough for food etc, and pay off some things left from xmas

Lonelygambler

Well done you 

Cara_

Well done for getting rid of another debt - you're making good progress

Debt_Smashing

Thanks you.
So after food shops, paying off stuff from Xmas, and deposit for a birthday party, I got £250 left.
Mot for car to worry about soon too.