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Prosperous soul embraces creativity & mortgage neutrality

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Comments

  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you're enjoying today as much as yesterday, which sounds idylic.  XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • All sounding very positive SH :) 
    I'm always a bit of a wuss at the seaside... I love looking out to sea, but don't like the mess of sand and spend too much time worrying about the kids getting lost :D plus I hate being in the sun too long.  I like it when it's 19-22 degrees which is quite specific! :D 
    I've recently withdrawn completely from spending time with a few members of my family (including my brother) I found myself feeling angry and resentful when in his presence and life is too short.  I haven't cut him off and if he messages, I respond.  But I don't actively make any effort.  His wife is toxic and he's a weak little man.  I'm pretty much done.  Feel much better for it :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Beach and picnic are perfect, all in your control and very relaxing.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,487 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Weirdly I always find family the most draining as well. I think it's a combination of lack of script and the expectation that I will "just be myself" (for a given value of self depending on what they're expecting) plus consciously trying to not revert to responding in previous patterns that aren't the healthiest. It feels like a lot of ball to keep in the air compared to strangers or work interactions.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I had a piece of mail waiting for me today. The good news was inside was £11 in MnS vouchers and some bonus points and money off vouchers. But the £40 I was promised before Xmas for taking out the card that they said would arrive in August still isn't there. I need to contact them tomorrow and try and get it sorted. I was really looking forward to it. I'm worried they may now try and make me wait until their next voucher run in November which Isn't acceptable... or worse never send it at all!! Why do these places make offers and not follow through!!!? It's so irritating.
    Thats a fun mail ;)
    Where were the other vouchers from?

    Your beach trip sounds lovely, especially in this weather
    42% savings rate is very impressive and as you say what a great leap forward in the last year
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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