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Prosperous soul embraces creativity & mortgage neutrality

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  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Jar opener thingy, rubber gloves to grip, warm water round the lid and tip the jar upsidedown under the running tap, knocking the edge off the worktop and repeating until you've gone round the whole jar, get someone else to open it. 

    Meal planning and writing a list can make a difference to what's needed / used, hard part is if you don't fancy what you've got planned.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely pictures :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  •  Beautiful pictures.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,754 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I am loving your garden pics and very happy you have one ;)

    My issue is I think I want a small garden which in London could be an interesting challenge affording one ;) I will figure it out though - i have a budget and a plan ;)

    Yes keep up with the momentum of the exercise, it makes it easier.
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lovely pictures.

    Hope the gift cards come through soon.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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