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Prosperous soul embraces creativity & mortgage neutrality

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Comments

  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Well done, the weightloss is fantastic and you should be proud.

    Prioritise the main rooms for warmth and start ticking things off, even if it's not the right colour, but is the right price.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    That weight loss is so brilliant, well done! I guess its like moneysaving, the more you focus, then the quicker you  guide yourself back to the right path after overspending (or eating lots of rich food)  and start the next day with a clean slate.
    None of us does anything immediately - its all about not letting oneself go too off course. 
    I have lots of  reflective  time and posts at present as its the summer it always make remember past summers and what changes are now.

    Your goals look acheivable and great - the getting yourself in credit for the winter bills is a great one, you have made me realise I need to up my utility budget more  now.
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on weightless- fingers crossed 🤞  that gets you another free 12 weeks :) 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    good luck with the work.  if your energy levels can stand it, I always prefer a late night to an early morning.  do what DIA (aka Mark Twain) quoted
    * If you have one frog just start eating it now
    * if you have two frogs - choose the biggest and do that!!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • lucielle
    lucielle Posts: 11,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great weight loss!  Hope you get your work mojo back.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Orangetoes
    Orangetoes Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Well done on the weight loss! Plans are sounding good. 
  • Moralpanic
    Moralpanic Posts: 48 Forumite
    10 Posts First Anniversary
    Woohoo! On the weight loss. 
  • Blackcats
    Blackcats Posts: 3,902 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    That's great weight loss.
    funnily enough I was going to ask about your extra annual purchase and by the time I caught up with your diary you mentioned it.  I've done it for a couple of years now and it's so worthwhile.  It's a rare occasion when money can buy time. 

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