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Prosperous soul embraces creativity & mortgage neutrality

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Comments

  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the graduation went well.

    The plant is lovely, and well done on returning the items.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I think the plant is a star jasmine (though I could be wrong :smiley: ) Jasmine have a lovely scent.  I miss the smell of flowers since my sense of smell disappeared about 3 years ago!
    You're doing really well SH, and I think you need to give yourself some leeway.  It seems natural to me that after many years of feeling constrained that you would splash out when you finally felt free.  It's a phase that will pass once you realise that your life and your money are yours to do with as you wish.

    I also think that DD needs to realise that 'favours' are a 2 way street.  You lent her money and she was supposed to paint the wall.  She hasn't finished it, meaning you'll have to finish it yourself, but she still wants you to give her lifts... hardly fair in my eyes.

    Hope the stairs are a reasonably easy job.  (((hugs))) XX

    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Beautiful flowers on that plant.
    Can you get your meds in a blister pack? That is seriously useful. 

  • ohdearhowdidthathappen
    ohdearhowdidthathappen Posts: 1,416 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 21 July 2022 at 10:31PM
    Lots of nice plans there SH, glad you're prioritising some nice things for yourself in there too :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your new blind and curtains!  Hope you get good news about the stairs too.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Sounds as if things are slowly moving in the right direction for you @savingholmes. Even if you re-read your diary from a few months ago there seems to be a lot of progress. Have a good weekend.
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    It's normal to spend when coming into money after having none, but you're recognising it's not the way to carry on when there's bigger goals you want.

    Your rooms will look so different later, providing lifted spirits as we enter the weekend.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Just dropping in to say hi SH. I haven't read the almost 600 posts since I was last online, but you're sounding brighter and like you're getting loads done - love the sound of the garden!
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
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