We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous soul embraces creativity & mortgage neutrality
Comments
-
Sending gentle (((hugs))) and hoping you are on the mend soon, XXX
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
When ill it's better to get something in you than nothing. Ice cream is definitely a food group!
Hope you feel better soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Hope you feel better soon. Eat what you can, dry toast, biscuits anything and keep up the water intake.Mortgage started 2020, aiming to clear 31/12/2029.4
-
Be better soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Take care savingholmes - feel better soon.
I agree that ice cream is an important food group that can often be overlooked when calculating 5 a day intake. Talking of ice cream, I bought some almond ice cream with fig sauce in lidlee tonight from their Spanish range. Looking forward to that and obviously that includes both fruit and nuts.
hope you have a speedy recovery x
5 -
Hi SH - keep taking liquids and ice cream.
Blackcats we got some of that in the freezer, but currently are going through a cornetto phase for puddingI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Thanks all
Still losing weight - now without trying... If I'd gone to weigh in yesterday I would have been at 5.5 lb weight loss for the week (cf last week's 3) - lost another half pound overnight. Ah well. I have been able to drink a little more though.
Was awake all night. Tried taking a 'night' tablet equivalent and instead it seemed to ping me awake - so not slept! I also had a sore / rumbling tummy - tried feeding it which was probably also the wrong thing to do...
I've started coughing - but again - not like others have described - not continuous. Even though I'm unwell - I've been worse. Just hoping it doesn't get worse than this and instead improves.
Off sick again today. Have lots of deadlines at work - many of them tight - and they are just getting tighter!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Got some sleep this morning. Still off sick. The other day my oximeter reading was around 95/96 and my heart rate around 100 - now it's at 98-100 and my resting heart rate is around 68 which TBH is better than normal. That is a huge relief. Hopefully it means a) the weight loss is paying off and b) my body is getting back to normal. Just found my vit D tablets which I stopped taking months ago and took one. Will see if it helps. Made some roast potatoes yesterday - reheating some for a late lunch. I had a cheese toastie for brekkie and ice cream obviously... I have been able to drink a little more - so hoping that means something.
May even see if I can shower in a bit and make sure my bedding plants have enough water. I'm going to ask DD to move her clothes from the utility - and then see if I can put a wash on - I'll run out of clothes otherwise as I'm overdue at doing laundry.
I cancelled my cleaner for tomorrow so that saves me £30.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Glad to hear you've got an oximeter keeping track of things and that it sounds like you're on the mend a bit.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20254 -
Think you need to increase your ice cream intake, it's clearly helping.
Hopefully you're getting over the worst and each day there's a small improvement.Mortgage started 2020, aiming to clear 31/12/2029.4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards