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Prosperous soul embraces creativity & mortgage neutrality
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Enjoy your weekend
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Who cares about the sagging washing line if you have made some art that you are pleased with
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
I'm pleased you've been writing some more of your book. Is it a sequel or a completely new book?
any pictures of your art that you are comfortable to share?Treat yourself to Kew - the memories and inspiration and feel good factor it gives you will be worth every £.6 -
Just popping in to say hi and- Yeay! - I've finally caught up on your diary from the start - it moves so quickly! 😃 xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £206
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Thanks @beanielou
Thanks DIA - I have been trying to shape some paint today - as part of the pouring technique with some better than others. I produced some recognisable but still abstract flowers.doingitanyway said:Who cares about the sagging washing line if you have made some art that you are pleased with
Thanks @Blackcats - its a sequel to the first one. I've sent you a PM. Not posting it on here as I think I will either sell it or gift it. I do think going to Kew will be fab.Blackcats said:I'm pleased you've been writing some more of your book. Is it a sequel or a completely new book?
any pictures of your art that you are comfortable to share?Treat yourself to Kew - the memories and inspiration and feel good factor it gives you will be worth every £.
Wow that was a mammoth effort. I am humbled. Hope you recover soon.greent said:Just popping in to say hi and- Yeay! - I've finally caught up on your diary from the start - it moves so quickly! 😃 x
I had a go at making another picture. Number 5 of the day. I don't think I left enough negative space - will see what I think of it tomorrow.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
Could you take a photo of the water meter and then take the reading from the photo?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
I tried. It's close to a metre under the lawn down a pipe so it didn't work.Baileys_Babe said:Could you take a photo of the water meter and then take the reading from the photo?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
The dreams are signifying coming to terms with everything and allowing your subconscious to do things real life won't let you.
Selfie-stick is great for those hard to reach places and costs a couple of quid.
I'm pleased you're getting the creative juices flowing, such a great outlet for all emotions and moods.
Mortgage started 2020, aiming to clear 31/12/2029.6 -
Thanks MF some great suggestions there. I should probably get with it and buy a selfie stick...
Well yesterday got overtaken slightly by broken computer tablet drama of the the 'i' kind so ultra expensive for DD. We went to the fruit shop and despite it only being 16 months old it had a fatal error. They wrote a report we then took to the Argh!!! place - who gave us a pro-rata refund. In between was lots of drama and angst before we then went back and DD bought a new one and had to put about £230 to it... Luckily they gave her a 10% student discount or it would have been a lot worse. We did eat out and do some clothes shopping for DD but as you can imagine it over-shadowed stuff some what! We called in on sis but were whacked by then and we landed around bedtime for the kids so it wasn't that convenient. Eventually made it home.... I did nearly 9000 steps overall.
We didn't make it to the Swedish shop or the gallery - but that can be a future trip.
Today - I've tried to have a more restful day. I went out with my neighbour to my fave Italian cafe and bought myself a lovely spag bol while she just drank wine. We put the world to rights so that was nice. Sadly, I'm not in the mood for work tomorrow after a two week break - unsurprising - but overall I like my job. I have managed to bring in everything dry off the line from 2 days ago! I still need to mow the front lawn. I still have a strimmer (wasn't sure if Ex took it) so I may strim some of the back garden. I also need to transform my kitchen back from an art studio to function as a kitchen again etc.
Watching some WW 0pr@h talks. Really insightful, helpful messages around self acceptance and choosing and living your own life so enjoyed those too. Right off to do some gardening...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
Glad you've had a restful day today and well done on the art work and the writing!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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