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Prosperous soul embraces creativity & mortgage neutrality
Comments
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The writing group sounds like a great plan. Mutual motivation to write...wonderful!
I had the same assumption that my DCs would fly the nest at 18 via uni but only one has so far! I agree that striking that balance between supporting independence and freeloading is tricky.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 178 -
Good news on the electric blanket refund.Hope you get the postage back.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Thanks HSL and Beanie
Playing with pattern in art this week
The top was pen the bottom four watercolour. Monochrome seems more forgiving.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/2511 -
The coloured one would be a nice design for kitchen textiles. Or a cushion cover.
DD1 is at uni and 19. I am trying to navigate the same things with her.
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Like the monochrome.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Monochrome is great to work with, a lot more expressive and imagination goes into it.Mortgage started 2020, aiming to clear 31/12/2029.7
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I think I had a bowl similar to the colourful design - very pretty.
My DS is 23 soon, works full time but it's 0 hours contract despite 40 hours a week for years. He pays me money each month and realises how much more he would pay living independently, I recently told him he would have to pay extra due to the rise in energy bills and he was fine with that. I would like to think he's saving for a home one day but I think it's all going on clothes and holidays...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)9 -
I left home at 18 as I couldn't wait to get out in the world. I expected LMG to be the same, however, she tells me that she has no intention of going anywhere anytime soon. She knows she has it good. She also says she doesn't want to live alone. I might have to start doing auditions for potential suitors. I'll wait until she's 25 (3.5 years) then if she's still here I'll consider it.
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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LOve it @girlatplayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
girlatplay said:I left home at 18 as I couldn't wait to get out in the world. I expected LMG to be the same, however, she tells me that she has no intention of going anywhere anytime soon. She knows she has it good. She also says she doesn't want to live alone. I might have to start doing auditions for potential suitors. I'll wait until she's 25 (3.5 years) then if she's still here I'll consider it.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720258
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