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Adventures and Overpayments
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What ferrero rocher? Nothing to see here...MFW diary Adventures and Overpayments
Mortgage start: £240,945 Aug 2020
Mortgage now: £230,738
2021 OP total: £605.85 1 month off approx
MFW 2022 #39 £135.68/£12001 -
Evening all
It's been a quiet weekend in the Chicker household. The weather has been awful but we managed a nice walk this morning, although it ended in torrential rain with DD inconsolable because her hands were cold.
A few spends this weekend:
- a £20 donation to a school friend who is trying to raise enough for lifesaving surgery. The story is horrific and has really made me re-evaluate a few things.
-£31.91 oilcloth tablecloth so DD can eat at the table. Our table has an annoying decorative groove running around the edge which gets full of food.
-£119 on a kitchen helper for DD. Expensive but will hopefully avoid her falling off any more chairsand should sell on well afterwards.
-£23 diesel
I've got a hospital appointment tomorrow and I'm so nervous I could cry (and probably will). I've got to drive 2.5 hours to a hospital in a town I've never visited. I don't think the appointment will be any help either so it seems so pointless but I have to try it. It's also the longest DD will be left with a family member. I hate all things medical sooo much
Anyway, this time tomorrow it will hopefully all be over and I won't have to go back!MFW diary Adventures and Overpayments
Mortgage start: £240,945 Aug 2020
Mortgage now: £230,738
2021 OP total: £605.85 1 month off approx
MFW 2022 #39 £135.68/£12001 -
It will be done before you know it and the drive home will be much better. Hope it goes ok xDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)1 -
Good luck today, hope it all goes well.Emergency fund 13.5k Home/ holiday fund 5.5k Mortgage £46,632
- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6159.07/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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Thanks for your kind words. As predicted the appointment wasn’t anything to worry about. The drive was horrible with thick mist most of the way there and back but I was cheered up immensely when I heard about Michael Gove stuck in a lift
Anyway, next appointment will be over the phone thank goodness!Money:
Our car is quite efficient on long drives but still used almost half a tank so approx £40!!!
£2.50 parking from change in my purse as I couldn’t work out how to get the machine to take a card.MFW diary Adventures and Overpayments
Mortgage start: £240,945 Aug 2020
Mortgage now: £230,738
2021 OP total: £605.85 1 month off approx
MFW 2022 #39 £135.68/£12002 -
chicker said:I was cheered up immensely when I heard about Michael Gove stuck in a lift
Glad it went OK 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
South_coast said:Well that would cheer anyone up 🤣!
Glad it went OK 😀MFW diary Adventures and Overpayments
Mortgage start: £240,945 Aug 2020
Mortgage now: £230,738
2021 OP total: £605.85 1 month off approx
MFW 2022 #39 £135.68/£12002 -
Glad your appointment went well. Ouch to the journey!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
chicker said:I was cheered up immensely when I heard about Michael Gove stuck in a lift
best news of the day!!
Glad your hospital appt went okay. I always find it stressful driving somewhere I don't really know.
Off to catch up on the rest of your diary and subscribe.Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2002 -
savingholmes said:Glad your appointment went well. Ouch to the journey!starnac said:chicker said:I was cheered up immensely when I heard about Michael Gove stuck in a lift
best news of the day!!
Glad your hospital appt went okay. I always find it stressful driving somewhere I don't really know.
Off to catch up on the rest of your diary and subscribe.MFW diary Adventures and Overpayments
Mortgage start: £240,945 Aug 2020
Mortgage now: £230,738
2021 OP total: £605.85 1 month off approx
MFW 2022 #39 £135.68/£12002
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