Missy’s Surviving the storm so we can dance in the rain.

slm6002

Congratulations on the job.  Hopefully that will make things easier with a steady income coming in as well as all the extra benefits it comes with.  I'm also glad you and OH are heading in the right direction.

Good luck working out the money, and hoping the invoices are paid swiftly

dawnybabes

Congratulations on the job, good you and DH are sorting stuff out and talking x 

joedenise

Congratulations on the job, brilliant to have had the choice of both jobs but definitely sensible to go for the one you were previously working ad hoc for.  Great benefits as well.

Great that you and DH are also sorted things out and talking.  

Things will be so much easier once you have a steady income and you can budget properly.

Is DH staying self employed or is he also looking at finding a permanent job?  If he gets a permanent job too it would definitely make budgeting much easier.

RelievedSheff

Congratulations on the job. 

As you say having a steady guaranteed income should make things easier for you. 

Glad things are going in the right direction with your other half as well. 

jwil

Congratulations on the job!

Elisheba

Congratulation on the job, Missy!  Hope it all goes well when you start!

DancingInTheRain

Just had a binge read, what a journey! Congratulations on the job and hope all works out for you and your DH 

missymoo81

Hi everyone! Thank you so very much for the well wishes and thankyou so much for coming over to my diary @DancingInTheRain.

Sorry for not posting again, I'm going to try and keep myself accountable by posting on here. Little bit apprehensive about starting new job, not about the job as have been pretty much doing it adhoc anyway, and I'm so proud I've managed to get myself a managers job, in actual fact they fought to have me, which is always really nice. But just about trying to fit all of my life into what's left after working full time hours. 

Roo is in high school and both me and him are finding it so hard with the amount expected of him, we've had many tears over homework and lost locker keys etc. It's like a full time job keeping up with it all, and he's only 11 but given so much responsibility, I really feel for him. But I've tried my best to be firm but kind so that he knows he can come to me even if he has lost another locker key or got another debit mark for forgetting his book. But saying all of that, he is getting on extremely well, he's such a clever boy. May is doing super well but still needs so much help, I desperately need to find some time and a tutor for her to help her as she's the most wonderful and kind human being but she struggles with learning, it just doesn't make sense to her, the school have said she's not dyslexic or anything like that, but I am starting to wonder. But finding her a tutor is going to be top of my list.

OH has been working away on long days but coming back in the evenings, things are somewhat up and down but they seem to slowly be going in the right direction. It's so hard sometimes though. Moneywise, we will be so much better off, as many of you have said, with me being employed and having a stable income, knowing what I'll be paid each month. We are still selling the business and OH still needs to figure out how is going to bring money in, he brings a lot of money in from his Ad Hoc work, but we don't know when and how much he can work, and I don't want him away from home all of the time. I'm hoping my job will help him as I can use him along with others for jobs that come up. 

As i said before I don't think I'm going to get paid until the end of December as I think you work a month in hand, not sure though, I will ask that question but it is likely so I need to see what I can do budget wise and see how I can survive until then. I still have other smaller business until March too. 

I don't really have any debts as such just what I was paying myself back so I'm wondering when job starts whether I should move over to the mortgage free board as that is what I'll be concentrating on.

There are lots of tings that I want to fit in and change about my current day to day.
I want to cook from scratch more, not rush and stress but find the time to do it as i really do enjoy it.
Be more present with the children, play board games and go out on walks and bike rides, bake.
Manage to get to the gym 5 x per week for proper workouts not rushed ones.
Spend quality, not tired grumpy time with OH.
Eat more healthily, but not necessarily more expensively.

I know to fit all of this in I need to be so much more organised, but I'm hoping when business goes that will free up more time, I almost need to timetable everything, which sounds extreme but it might come to that to actually fit everything in and not stress.

I've got 2 weeks until job starts so want to be organised by then, I have 2 house jobs to finish, 1 is the kitchen, I'm so close to finishing, just need to re paint the wall in kitchen paint this time (doh!), build the lamp and stool, change the legs on the breakfast bar and do the sockets, This should all be done by Monday. The other job I really want to get done is painting the play room, I have everything, I just need to move things around, paint and build a cupboard. I'm going to get OH to help with the building of things and the sockets. Need to paint all of the other rooms in the house white and get the floors done, but this can be done in slow time.

Money wise, which is of course why I'm here, sorry I go off on a right tangent don't I!.

I'll be earning more and it will all be paid in one lump, so I will have a money transfer day on pay day and move things over to my Monzo pots. I have a lloyds account as my normal account so when it comes out and goes into Monzo I don't even think about it, which was helpful when saving up for my tax.
My pots will be:
Pocket money (although will prob set up child accounts and do standing orders)
Christmas and Birthdays
Clothes
Holidays
Tax/NI (for 22/23 self employed time)
New Phone (2nd hand) 
Car
Mortgage OP

So every day bills, Diesel and groceries and spends will come out of my Lloyds accounts and what is left will go into the Mortgage OP. I really am looking forward to finding out what my take home is after, health care and tax and NI and pension, I've done a rough estimate on the MSE calculator but I'm not quite sure.

I'm currently sat on the sofa drinking tea doing this, one of lives simple pleasures, me and OH are off to the cinema tonight, only £10 for us both to go which is really nice (OH paid), were going to watch a horror which isn't my cup of tea but I love watching OH jump and get all scared, I'm so mean

Anyway, I need to see if I have enough money to last me until end of December, and with Christmas etc it might be a tall order! I'll be back with numbers. Thanks so much for reading and being along with me on my journey, I really do appreciate you all. x

jwil

Good luck with it all Missy.  I worry about the transition to secondary with little jwil as it will be a big shock to the system for him, so I understand how you feel about Roo.  Hope May is ok as well.

I hope the job goes well.  Remember for the first few weeks it will probably be really hard whilst you get used to the new routine but it should all settle down eventually, and hopefully will give you a nice bit of stability and regular income.

joedenise

Good luck with sorting everything out.  I actually think it would be a good idea to write yourself a timetable with wanting to get so much in.  It's not as daft as you think it sounds!  It's just a step up from a to do list which lots of people do!

Working a month in hand doesn't sound right.  It sounds like you'll be staring at the beginning of the month so I think you will actually be paid at the end of the November - that's what it has always been for me when I changed jobs.  As long as you start in the first half of the month you usually get paid at the end of that month.