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Where do you keep your spare change?

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  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    And I ask again which part is confusing you? 
    I don't care about your first world problems; I have enough of my own!
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
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    Sea_Shell said:
    Ok. I'll just take inspiration from your signature, and move on.
    A very inspirational signature it is too and good advice for many :)
    I don't care about your first world problems; I have enough of my own!
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
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    edited 23 October 2021 at 5:16PM
    First thing you have to understand is that I mix-and-match words out of context to make up a pseudo-humorous expressions.  Some people get my very dry/droll sense of humour, others don't.  Secondly, I do not believe there is such a thing as true/genuine altruism.

    So I often refer to charitable donation as 'virtue signalling' - but only in a light hearted manner (since I contribute myself) - and the 'pot' simply refers to something like a pot of money.  Hence 'virtue signalling pot' is the amount of charitable money available with each charity trying to get their slice-of-the-pie.

    I suspect however you had really worked that one out :)

    I don't care about your first world problems; I have enough of my own!
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
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    RG2015 said:
    Sea_Shell said:
    Despite being something given to me by my grandmother some 50 years ago and innocently given a humerous name by her, that has stuck, it appears that people with delicate sensibilities don't like the name so I will not say where I put £1 and £2 coins (suffice to say they do not see much sunlight).

    Anything less than a £1 coin gets thrown in the nearest bin - useless stuff.

    I hate shrapnel and have long believed that we are long overdue getting rid of that dirty filthy unhygenic stuff we call cash.  it serves no purpose in the 21st century.

    This might be the first time that someone on (primarily) a money saving site, actually admits to literally throwing money away!!!

    Would you throw a £10 note in the bin?

    Just because the throwing away is done by "1000 cuts" doesn't make it any less wasteful.

    Your throwaway change could be a meal to someone else!!  At least have the decency to throw it in a homeless persons hat rather than an actual bin.  Assuming you meant literally, the bin!!
    I do mean literally the bin - the first bin I come to on the street - I don't even want that dirty filthy stuff in my pocket.
    I have already explained the reasons why I won't give shrapnel to charities (or dossers).



    How did you get the coins in the first place? Did someone give them to you?

    Perhaps you should have refused them in the first place and avoided touching them at all.

    A well known phrase comes to mind.

    "Keep the change"

    I thought I had covered that?  I often do little jobs on the side that pays a little bit of under-the-counter cash.  I simply ask people to pay me what they think the job was worth.  I accept whatever I am given.  I then have to get rid of that money (always notes).  Sometimes it builds up enough that I would take it to the bank (if I was down the town) other times I shove a few notes into a charity tin, other times I just throw it in my pocket and end up spending it.  That is usually the point when I get the shrapnel back.

    'Keep the change' is not an issue if I am in a restaurant or a bar - but I would not do that in a shop (would that even be legal?).  I used to tip well but ever since the introduction of a proper wage for serving staff I simply tell them to keep the change so the amount they would get depends on rounding up based on the smallest note I have (so if I have a fiver it won't be much but if all I have is a tenner then they could do well).


    I don't care about your first world problems; I have enough of my own!
  • Brie
    Brie Posts: 14,715 Ambassador
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    edited 23 October 2021 at 6:00PM

    but I would not do that in a shop (would that even be legal?).  

    I don't know why it would be illegal.  There used to be  a habit of having a penny pot by the till so if someone was a little short on cash the amount payable could be made up out of the pot and those who didn't want the change could drop it in.  Perhaps it's not a big thing in the UK??  

    I get it about coins being filthy - I used to work in a cash room and our hands would be black from handling the coins after a couple of hours.  I guess such a place might fill you with horror!!!! 

    I suspect the UK will go the way of other countries and start by getting rid of the smaller coins.  It was very odd to me the first time I was in Canada after they stopped using pennies.  Not helped by the fact that tax is added to the price of many purchases.  If the total on a purchase came to $11.98 you were expected to pay $12.  If the total was $11.02 you would $11.  
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  • Shakin_Steve
    Shakin_Steve Posts: 2,813 Forumite
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    Did anyone used to watch 'The Twilight Zone'?
    I came into this world with nothing and I've got most of it left.
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Brie said:

    but I would not do that in a shop (would that even be legal?).  

    I don't know why it would be illegal.  There used to be  a habit of having a penny pot by the till so if someone was a little short on cash the amount payable could be made up out of the pot and those who didn't want the change could drop it in.  Perhaps it's not a big thing in the UK??  
    I have seen that on my travels to America but only very occasionally in the UK (usually in places that don't deserve a tip.  When I worked for a super market (many years ago in my teens) we were not allowed to carry any money on us on the shop floor

    Brie said:
    I suspect the UK will go the way of other countries and start by getting rid of the smaller coins.  It was very odd to me the first time I was in Canada after they stopped using pennies.  Not helped by the fact that tax is added to the price of many purchases.  If the total on a purchase came to $11.98 you were expected to pay $12.  If the total was $11.02 you would $11.  
    Several countries have done that and it is long overdue in the UK.  Even if they took the 1p, 2p and 5p out of circulation it would help.
    I don't care about your first world problems; I have enough of my own!
  • GaleSF63
    GaleSF63 Posts: 1,541 Forumite
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    edited 24 October 2021 at 10:12PM
    I don't know why it would be illegal.  There used to be  a habit of having a penny pot by the till so if someone was a little short on cash the amount payable could be made up out of the pot and those who didn't want the change could drop it in.  Perhaps it's not a big thing in the UK??  
    I have seen that on my travels to America but only very occasionally in the UK (usually in places that don't deserve a tip.  When I worked for a super market (many years ago in my teens) we were not allowed to carry any money on us on the shop floor


    Our Tesco Express used to do it for petrol - a little pool of pennies for those who didn't stop the pump in time and bought eg £30.01 worth of petrol. 
    I expect most people use cards or pay at the pump now.
    (They would also sometimes have coupons that people hadn't used and offered them to the next person to buy an appropriate item. )



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