Failure to complete

ellieh01

If anyone is interested, I’m happy to say who the solicitors were who got me into this mess. But after completion. 

AdrianC

ellieh01 said:

Hello, a little update - and it’s good news.

Solicitor B initially said they just needed HSBC’s written confirmation that they had removed their charge. Then they decided they needed the LR to actually show Nationwide, and not HSBC, on the charge. Then they decided they could go ahead without either of the above, and simply provide an undertaking to the buyer’s solicitor, provided the buyer’s solicitor was happy with that. He was not.

...

Then LR updated the title!

Good news.

They are, of course, the two options to resolve this situation that were described way back on page 1.

Provide an undertaking to the buyer's satisfaction - or wait until LR resolve it.

Instead of providing advice, most people piled on and told me it was all my fault

Just pause and ask yourself who decided to change the Land Registry record of the title at the last minute, without considering lead-times for processing changes...?

There only appears to be one answer to that.

Thrugelmir

ellieh01 said:

If anyone is interested, I’m happy to say who the solicitors were who got me into this mess. But after completion. 

If you find yourself in a hole, the best thing to is to stop digging. Enjoy your new home and move on with your life.  

Irishpearce26

ellieh01 said:

If anyone is interested, I’m happy to say who the solicitors were who got me into this mess. But after completion. 

Id rather not be in a mess during exchange/completion. Glad it worked out for you but the main lesson to learn here is not to dance too close to the fire...you may get burnt.

ellieh01

Ha I love that people continue to scold even now? The solicitors admitted negligence but no, you still think it’s my fault. I think some of you would’ve been happier if this hadn’t worked out, so you could say ‘I told you so’. 

GDB2222

ellieh01 said:

I remain of the view that I’ve done nothing wrong here. My broker today said others do this and it’s usually fine. It’s a combination of covid and stamp duty deadline, I suspect, that the update to the title took so long. Solicitor B has admitted negligence on their part and apologised. 

"I remain of the view that I’ve done nothing wrong here. "  - You had two solicitors working on the same property, and you didn't tell them what was going on. That was where you went wrong.. 

"My broker today said others do this and it’s usually fine." - Well, he would say that, wouldn't he? I certainly hope that he has learnt his lesson, but I suspect that he hasn't.

"Solicitor B has admitted negligence on their part and apologised. " - I've no idea what they apologised for. Please don't name them, as you risk a claim for defamation.

AdrianC

ellieh01 said:

Ha I love that people continue to scold even now?

Not scold, educate.

The solicitors admitted negligence

I suspect they're just saying that to calm you down, but their "negligence" appears to be limited to failing to inform you of the likely consequences.

I think some of you would’ve been happier if this hadn’t worked out, so you could say ‘I told you so’.

Not a bit of it. We're genuinely pleased that LR's processing of the change has come through in the nick of time. Let's hope others who put themselves in the same position are as fortunate. Hopefully, reading your saga will prevent them from doing so in the first place.

ellieh01

You don’t seem able to change your mind that it’s my fault. I don’t think it’s my fault at all. Let’s leave it here. I won’t use this forum again! Cheerio 

Section62

GDB2222 said:

"Solicitor B has admitted negligence on their part and apologised. " - I've no idea what they apologised for. Please don't name them, as you risk a claim for defamation.

Completely agree with not naming.

A solicitor, admitting negligence, in a still active case.  Quite remarkable.

It wouldn't surprise me if any such conversation was rapidly forgotten by them if things turned unpleasant.

ellieh01

To PP who mentioned defamation - ha, I hope you’re kidding. It’s not defamation to set out what happened and say who the solicitor was. That’s the basis of Trustpilot.