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Sharing one-time maternity allowance payment with partner?
in Marriage, relationships & families
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While I'm personally not a fan of a 'one pot' system for managing family finances in general, I do believe there's an exception to be made for a limited time when a couple have made a decision to have a child. This grant just seems to be for essential items and healthcare. There will be far more costs associated with a child, not least any drop in family income during maternity leave.
I think it's far more important to discuss how, as a couple, you plan to manage your family finances in general during this time than worry about this one off grant. Yes, these costs will need to be met but how do you plan to fund other costs associated with having the baby.
To say it is for the mother implies that the father will not contribute to the mother/baby expenses. That is a rather poor opinion of fathers.
Unless the OP suspects the father will spend the money on personal things, but she doesn't say that.
I suppose it is is like child benefit was originally paid to the mother but can now be paid someone else.
There's some pretty poor opinions on this topic and I do think if it was a reversal of roles people wouldn't be saying the same thing.
2 people had a child. 2 people have to pay for all costs relating to the child. It really is that simple. His salary. Her one of grant.
2023 £1 a day £54.26/365
I'd be appalled if OP thought her DH would deprive her of medical care by taking the grant into a joint account. We need more information on how household money is arranged.
From what I gather 3 payments are made, 2 before birth for medical bills and 1 after birth for items. So I do kind of see where he is coming from. Its hard being in luxembourg and not knowing the 'norm' for these 3 payments.
It is only the last payment the op says he wants to help spend on the baby so I can't see why the first 2 can't go on medical bills as intended.
The grants can't be ring fenced otherwise OP wouldn't be asking the question.
For me this question about this particular grant seems minor. It's more a precursor discussion to how they plan to organise their family finances going forward. 🤔