Santander £130 switch offer

DragonQ

Switch done via phone, branch appointment cancelled. All other switch incentive requirements are already done or are part of my monthly routine anyway, so all is primed for the offer.

castle96

My dd to Oxfam has 'failed' (dont know why). Ecology will only allow 1 x dd. 
Can I move a dd from my Sant 123 to the Everyday a/c? Will thius count??
(as an aside, just had a PO email - DDs are being stopped from 3/22)

GTR_King

when will the switch offer be paid after account is fully open and you done the requirements?

eskbanker

GTR_King said:

when will the switch offer be paid after account is fully open and you done the requirements?

The timescales are explained in clause 3.1 of the offer Ts & Cs.

Alex9384

Geez, that was an exhausting application. Almost like HSBC. In some respects maybe even worse.

I thought I will get an instant decision but I only received an email saying they will look at my application.

There wasn't even a spinning wheel or anything resembling credit check...  Is this how it normally works with Santander?

Edit: actually, there was a spinning wheel for 2 seconds. Then "Thank you, we received your application". But nothing about being approved or declined.

tempus_fugit

Alex9384 said:

Geez, that was an exhausting application. Almost like HSBC. In some respects maybe even worse.

I thought I will get an instant decision but I only received an email saying they will look at my application.

There wasn't even a spinning wheel or anything resembling credit check...  Is this how it normally works with Santander?

Never had any problems applying for Santander accounts myself. This time the Everyday accounts were created almost straight away and appeared in mobile/online banking immediately as well.

Alex9384

tempus_fugit said:

Never had any problems applying for Santander accounts myself. This time the Everyday accounts were created almost straight away and appeared in mobile/online banking immediately as well.

But it's your second account, isn't it? I've never had any account with Santander. This is the first one.

binaryuniverse

Alex9384 said:

Geez, that was an exhausting application. Almost like HSBC. In some respects maybe even worse.

I thought I will get an instant decision but I only received an email saying they will look at my application.

There wasn't even a spinning wheel or anything resembling credit check...  Is this how it normally works with Santander?

Edit: actually, there was a spinning wheel for 2 seconds. Then "Thank you, we received your application". But nothing about being approved or declined.

I got an email saying they were looking at my application. That was almost 3 weeks ago. I've heard nothing since.

phillw

ischris85 said:

Opened this opening and received an email to request a copy of my passport. I went to my local Santander branch who took a photocopy and faxed it. They also took a copy of my drivers license in case the next request was proof of address. It's the first time in a long time that I've opened a bank account and they required a copy of my passport.

I wasn't asked for any ID. A friend got asked to provide ID for a credit card & I didn't with the same provider, it turned out there was a typo on their address in the application form. So you might want to check you didn't enter anything wrong.

Barclays want ID taken to a branch if you apply for an overdraft, so I decided not to bother with the overdraft.

RBS & Natwest both needed ID uploaded, they only requested that after I'd applied & so I don't know if the overdraft affected it. I had previously been a Natwest customer & I don't remember them wanting ID before

phillw

Fingerbobs said:
but it's the only thing that has a slight element of ambiguity in the published qualification criteria.

There is ambiguity here

3.4 We reserve the right to not make any Cashback Payment where we suspect or are made aware that the Switcher Offer is being abused, for example, by closing an Old Account to switch back to us to receive the Cashback Payment.

I figured "an Old Account" could be one that you had previously used but were no longer using and would therefore no longer have any direct debits on it.

Certainly I don't believe that santander intend for you to just make £130 out of switching in an account that you weren't actually using, there doesn't seem to be any benefit to them.