Learning to walk before I run

Alchemilla

Oh dear Get well soon. If you can get anyone to bring you Night Nurse, get some. It's fab for allowing you to sleep.

Karmacat

Oh Ed!  Sorry to hear it - very glad you're going to get some more sleep.

edinburgher

Thanks all. I'm now feeling well rested, but still tired and am no closer to knowing whether I definitely have Covid. The second test was negative, so I went for a PCR and am awaiting the results. My boss has suggested that as everything seems tied to Covid, it's ok just to put Covid down as a sickness absence reason as a one off. DD is basically "better" bar a horrible cough (she's very prone to coughs that stick) and Mrs E is also chipper. Unfortunately DD is still showing a very strong positive test result with LFDs, so she will likely be indoors for the full 10 days that's still possible in Scotland (basically she'll be allowed to go back to school next Monday).

I forgot if I already noted this, but £200 paid off CC yesterday and today. I'm setting myself a wee goal of paying off all unsecured debt by the time the baby gets here. I could do this at any point, but don't mind the wee "payment a day" approach as it gives me something to keep me motivated and engaged.

I am quite liking the autosave feature built into the Chip savings app. Essentially it uses AI (some sort of proprietary algorithm?) to look at open banking data from your current account and then snatches enough money from this to make meaningful savings without leaving you skint. While it might mean sacrificing a little interest (perhaps low ££s a year), I think this might be quite a good tool to maintain our emergency fund in future. I think £12,000 would be a good figure to shoot for (about 4 months of all expenses), as it's very unlikely that we would both lose jobs at once and even if we did, we could easily cut things out of the budget to stretch this to 6 months.

Alchemilla

Hoping you are back to full strength soon.

edinburgher

Thanks Al, PCR was positive, so I can now "allow" myself to acknowledge the tiredness and shivers! Off for a nap

edinburgher

Couldn't get to sleep, so regular payments for Monday made in advance, as is the style. £6 each to OP/CC/ISA.

Karmacat

So now you *know* you've got to take care of yourself.  Hope you can catch up on that sleep.

Alchemilla

Rest up. Please don't go back to work too soon like I did.

savingholmes

Hope you recover quickly. Good you could still get a PCR

edinburgher

Paid £5 into my SIPP (£6.25 after gummint largesse). Europe was the most down