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Learning to walk before I run
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It's next week @Cheery_Daff - might go offline for a wee bit beforehand for prep reasons7
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Good luck, Ed! 🤞🤞🍀🍀I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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Fabulous news Ed - everything crossed for you.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)3
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Still smiling from ear to ear and very, very 🤞🤞🤞🤞🤞🤞🤞🤞🤞!!KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Excellent news!! Will be keeping everything crossed for you!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
So many positive vibes your way.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Delurking too, the very best of luck next week 🤞🤞🍀🤞🤞🍀🤞🤞🍀. Lots of positive vibes en route as well.3
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Fab news on the interview 🍀🤞🏻Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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are you familiar with the STAR acronym Ed? It's a good reminder to include evidence in your answers and analyse how you made an impactknow thyselfNid wy'n gofyn bywyd moethus...5
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Thanks all for the positivity! X
I have been feeling a bit overwhelmed today but suspect it's just nerves, finishing DD1's Halloween costume, workload and cooking a kleftiko from scratch 😂
DD1 was pleased as punch and looked super cool as an alien. She is growing up so fast but is still a little girl in some ways. I'm glad I could enter her world and do something special for her
@pavlovs_dog - I used STAR for my competencies - think you get shot in the public sector if you don't! I'm going to use the AI to make STAR flashcards for me based on my application contents. I also have to deliver a 10-minute presentation (opportunities and challenges type stuff). I'm going to keep it fairly neat - 5-6 topics with very basic stats, a couple of references to show I know the sector, a wee link to my skills to show how I can rise to the challenge with each 🤞🏻 That's the plan, the challenge is to avoid turning into a wobbling blancmange on the day!7
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