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Learning to walk before I run
Comments
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Welcome home 😊 I hope every member of the household sleeps very, very well tonight …!
<sends soothing, recovery vibes to Edinburgher’s wallet> 😉
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
We all slept well but today was a tiring holiday with both girls
DD1 really likes Halloween (in fact, she describes it as "her second favourite holiday"). We are building her a UFO costume tomorrow, may God have mercy on my hot glue gun!6 -
Hot glue gun
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5 -
Mr Sl used to take his glue gun on holiday with us when we used to rent the villa in Italy. Always one or two things to fix and it kept him occupied and happy to do so. Mercifully the owner was happy for him to do so. I don't think I need to say any more to give you the insight into the sort of chap I am married to!
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here5 -
That really made me smile Suffolk Lass
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Suffolk_lass said:Mr Sl used to take his glue gun on holiday with us when we used to rent the villa in Italy. Always one or two things to fix and it kept him occupied and happy to do so. Mercifully the owner was happy for him to do so. I don't think I need to say any more to give you the insight into the sort of chap I am married to!I love it - peak dad behaviour there!
I have been given the nod that I should expect an invite to interview in the near future Please keep your collective fingers crossed for me.
*Edit: Also, whoop! just withdrew £130 cashback from TCB relating to the cost of our recent holiday + a £10 bonus.
13 -
🤞 Here's mine ed.
Greying X
GC November 2026 £46.10/£143.00 (MrT £16.23/£58, MrS £20/£60, cash £9.87/£22)
"Low-Vember", credit: @Blackcats
Non-food spend November 2026 £13.34/£80
Bulk Fund 2026 Month 11/12 - £0/£20.40 (reducing balance - start £120)4 -
Can't do crossed fingers from a standard keyboard so please have a very-excited-for-you "Squeeeeeeeee!"
Go get 'em Tiger!
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I may have to buy him the T-shirt with that on. "Dad behaviour - peak performer!"
Good luck with that interview. We are all rooting for you (me especially!)Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here5 -
🤞🏻 Ed, really hope you hear soon.
(@Kajikita if you press the windows key and . you can access emojis! 😊)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6
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