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Learning to walk before I run
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Happy birthday, have a good one π°π₯πππ6
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Happy birthday!Β Hope you get thoroughly spoiled today
2026 decluttering: 319 π€π₯Β βοΈπ₯π₯
2026 use up challenge: 109π₯Β βοΈπ₯π₯
2026 decluttering goals I Use up Challenge: π₯52 π₯100 π₯250 π365 π1,000Β I π₯25 π₯50 π₯100 π150 π3005 -
Thank you for all the birthday wishes, I'm being well looked after and took the day off work
Some lovely presents and a generous cash gift from MIL which freed up some of my pocket money for savings and wise investments
- Β£102 to my S&S ISA
- Β£38.44 to my SIPP (Β£48.05 after tax relief)
- Β£77.69 OPed
Month end NW -Β£7,000+ Thanks AmericaΒ
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Happy birthday Ed!ΒMortgage free 16/06/2023! Β£132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
Happy birthday to you.ΒI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Happy birthday to you tra la la.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Happy birthday Mr E!
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Hope you've had a great dayΒ ed π₯³Grocery Spend January 2026 Β£175.39/Β£300
Non-food spend January 2026 Β£20.32/Β£80
Bulk Fund 2026 Month 1/12 - Β£0/Β£1204 -
Happy birthday π₯³ππ₯³Mortgage OP 2026 Β£50/2000Mortgage OP 2025 Β£7700/7000Mortgage OP 2024 Β£7700/7000
Mortgage balance: Β£33,546
Make Β£50 a month Jan Β£20
Boiler fund Β£925/3000
βDo what others wonβt early in life so you can do what others canβt later in lifeβ (stolen from Gally Girl)5 -
Happy birthday, celebrating with food sounds most excellent π°6
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