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Learning to walk before I run

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  • edinburgher
    edinburgher Posts: 13,892 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 4 May 2023 at 8:54PM
    Ooh lovely interest. Always gratifying!
    Better than a poke in the eye ;)

    £2 transferred to New Home fund today (cashback and last month's Zopa interest (can you tell I didn't have much money in there?)) In slightly more exciting financial news, my DB pension has been updated and had 10.1% inflation adjustment made - adding £15k to my NW. Must tell myself that I'm no better off in real terms, no matter what the spreadsheet thinks :D

    I am off until next Wednesday, trying hard not to think about all the overdue work that waits for my return :#

  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely break. We plan to bunt here (having bought 1950s-style cotton union bunting for last year's platinum jubilee celebrations, it is a good opportunity to reuse it. "Free" decorations. DH getting his eye sorted today. 1.30 op
    Hope all goes well. 

    I do love the 10.1% uplift on the DB pension. I have had the same. Makes me very happy.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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