Chase UK discussion

Daliah

northwalesd said:

Just launched the Chase app and was presented with a message that soon they'll require me to change my (login) PIN, and that I'll need to take a selfie and picture of my ID to prove it's me. Anyone else seen it?

Please ask Chase what this message is about, and please update us in their answer

northwalesd

I've asked on Twitter if it's genuine, I'll let you know what they say. But the message was after I'd logged into the app using my fingerprint, so I think it is.

Daliah

northwalesd said:

I've asked on Twitter if it's genuine, I'll let you know what they say. But the message was after I'd logged into the app using my fingerprint, so I think it is.

What is your  phone spec (HW and SW)? Is your phone rooted by any chance?

phillw

masonic said:
Samsung Galaxy A13 (presumably the 3GB RAM option) is one.

It ships with Android 12.

Android 12 has a 6GB minimum requirement.

I would not buy that phone under any circumstances.

northwalesd

Daliah said:

northwalesd said:

I've asked on Twitter if it's genuine, I'll let you know what they say. But the message was after I'd logged into the app using my fingerprint, so I think it is.

What is your  phone spec (HW and SW)? Is your phone rooted by any chance?

No, it's a bog standard Galaxy A71 running Android 11.

masonic

phillw said:

masonic said:
Samsung Galaxy A13 (presumably the 3GB RAM option) is one.

It ships with Android 12.

Android 12 has a 6GB minimum requirement.

I would not buy that phone under any circumstances.

Raises the question why there even exists a 32-bit version of Android 12, since the maximum memory available under 32-bit is 4GB (minus any reserved/shared address space). TBH I was surprised any of the last few Android releases maintained 32-bit support.

I'm currently running Android 11 (x64) with 3 GB RAM and haven't encountered any performance/memory issues.

adindas

You can not get sizeable cashback from buying investment using debit card, paying credit card balance. So, it seems to me rounding up is much better than cash back for people who determine to maximize it 
Spring to mind what about buying1-5p item just to get round up 95-99p for each purchase ??
You could easily do that in quiet supermarket by paying each single item you buy with debit card rather than paying the whole shopping in one go. Also there are reasonable number of similar items on eBay you could get for this purpose.
Has anyone tried it ??

k_man

Aside from the potential risk of account/benefit suspension, you are unlikely to get rich on 5% interest on the roundups (after 12 months).

So:
Spending lots of 1p to 5p on eBay to make... not even 5p on each one (after 12 months)
Or going through multiple supermarket checkout and pay processes, to make... up to 5p for each one (after 12 months)

ETA: round up account balance is transferred out annually, so 5% is the theoretical maximum AER, for round ups on day 1.

Daliah

k_man said:

ETA: round up account balance is transferred out annually, so 5% is the theoretical maximum AER, for round ups on day 1.

That's right - it is essentially a Regular Saver account. If you managed to add £10 on each first of a month, you would make £3 in interest at the end of the 12 months. There must be easier ways of making £3 (before tax...) than hunting down stuff that adds to your roundup balance........

Spies

Everytime I amended my ASDA click and collect order I got an additional roundup, made a whole extra 9p from amending it 5 times