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NST September 2021
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Evening turtles, no NSD today. Went horse riding first thing, such a lovely start to the day! Wish I could do it more often, although 6am starts aren't for me. Horse was amazing, we came across a rather large lorry at the worst possible moment but he didn't bat an eyelid, he's a good boy (sometimes).
Also went for a swim at lunchtime so have definitely got my activity in for the day.
Booked train tickets to visit my parents tomorrow and also had a massage this evening so no NSD here. Also have shopping coming in a minute. Won't be a NSD tomorrow as have to pay for more train tickets (cheaper to use contactless for some than buy in advance).7 -
Very quick log in for me tonight. Literally just logged off from work. Started a 8am. I did stop for lunch and had a short break for dinner tonight but now all I want to do is sleep.
They have been talking about us having our first day in the office, we are a new team and have never met in person. Was supposed to have been 15 th September now told it is booked for 19th October. It will be strange to meet people that I have been talking to daily online and via video calls since June. Not looking forward to the train journey but I have plenty of masks and sanitiser.
NSD # 21 today.
Grateful for lovely sunshine, good food and good coffee.That money talks I don't deny, I heard it once, it said "Goodbye"5 -
Staying on NSD 15. Purchased milk anda woolly hat and fleece for DS.Grateful today for some sunny spells, finding half price winter clothing for DS and getting a further 10% discount with a code, and for OH coming home tonight after working away.
NST 🐢 & MF before 40 🤸6 -
Feeling tired today, another night of sewing until 10pm, but making headway ready for Saturday's craft fayre.
Went for a walk after work with a colleague, she asked on the spur of the moment, very enjoyable.
Grateful for nice walk after work, friend using the notebook I made her, running races against 8 year olds - we all laughed loads!Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐6 -
I’ll end September with 15 NSDs.I just need to get sour cream for tonight’s chilli - the food budget has £2.17 left in it so that should be fine. I’ve left the exact amount in our ‘transport’ budget for my train fare into the office today.
Looking forward to starting our next NST challenge. See you all over in October.
Grateful for this forum (the nicest on the net) and my fellow turtles. xNST 🐢 & MF before 40 🤸6 -
Payday!!! Still had £70 left in the bank, instead of fumes. Thank you for running the challenge @mothernerd . Kept me on the straight and narrow. Some things achieved. Others still on the list. Ended with 12 NSDs, so will try and do better in October.See you on the other side Turtles.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******6 -
Moring all...gosh September has been a bit of a blur with one thing and another.
Have been up in the clouds quite a lot. Working hard and focussing on work after being a bit distracted in August and much of September, with a legal professional thing.
Anyway Gratitudes:
- Glorious sunny London day out (a date)
- Coffee, always grateful for coffee
- for the first time in really a very ling time paying for a holiday without using a Credit Card3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£07 -
Morning turtles
I achieved another NSD yesterday but lost count ages ago, sure i'm below double figures; being on holiday meant we spent everyday but i had saved up and came in well within budget. Couldn't sleep last night so ended up reading till 2am zzzzzzzz
Need to log into FT work as finishing early for a meeting about PT job #2 (still not been paid and owed 2 months now!!)
Looking forward to seeing DD1 later who is coming for tea
Deni xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20254 -
Thank you mothernerd for September. I still recall the very first one you ran all those years ago, as kat was preparing to travel!I end the month with a surprising 20 NSD.Looking forward, as ever, to a fresh start tomorrow.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!5
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Thanks for this challenge Mothernerd.Enjoyed this month, going out concerts, theatre, visiting family. Credit card built up a bit but will hopefully clear it next month.NSD's were few but I can change that.Grateful forTurtles talkroom.Hair appointment today.having a job.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/226
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