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Garage conversion - am I deluded??

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Comments

  • Section62
    Section62 Posts: 10,213 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    MFdreamer said:

    Oh that’s interesting but I guess kind of makes sense now you mention it. The garage was built in 2010 and was on a combined planning application for a side extension. Both the extension and the garage were done at the same time and all building regs and sign offs were done. 

    Sorry, I said 'garage' when I meant to say 'house', you said 2010 in your first post, but I was wondering how old the house was.

    Having an extension done at the same time would make me more likely to expect some kind of restriction on future conversion of the garage. (for the same reasons as before, but with the addition of overdevelopment)

    If you don't already have a copy of the planning consent you should be able to check and find it yourself via the local council's website. Normally there's a facility to search for planning applications, and it will let you specify either a postcode, street name, or possibly your exact address.

    Look for all the applications (both granted and refused) for as far back as the site holds records for. Earlier ones might just have the date and outcome rather than full details, but by 2010 most councils published full details online.

    You are looking for the section of any decision notices/letters which refers to 'conditions', and also anything referring to an 'Article 4 Direction'.
  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Section62 said:
    MFdreamer said:

    Oh that’s interesting but I guess kind of makes sense now you mention it. The garage was built in 2010 and was on a combined planning application for a side extension. Both the extension and the garage were done at the same time and all building regs and sign offs were done. 

    Sorry, I said 'garage' when I meant to say 'house', you said 2010 in your first post, but I was wondering how old the house was.

    Having an extension done at the same time would make me more likely to expect some kind of restriction on future conversion of the garage. (for the same reasons as before, but with the addition of overdevelopment)

    If you don't already have a copy of the planning consent you should be able to check and find it yourself via the local council's website. Normally there's a facility to search for planning applications, and it will let you specify either a postcode, street name, or possibly your exact address.

    Look for all the applications (both granted and refused) for as far back as the site holds records for. Earlier ones might just have the date and outcome rather than full details, but by 2010 most councils published full details online.

    You are looking for the section of any decision notices/letters which refers to 'conditions', and also anything referring to an 'Article 4 Direction'.
    Thank you that is amazingly helpful! I have a copy of the planning filed so will have a look for conditions and any reference to Article 4 direction. 

    Thanks again - really appreciate it. 
    MFW
    1 Nov 2020 @ 
    £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


  • twopenny
    twopenny Posts: 7,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Don't believe for one moment that people won't know what the garage is being used for. Ie tv etc.
    Your neighbour's, bus travellers and interested passing moterists will see the trades.
    Your daughter will boast to her friends and ask them round. They will tell their parents, it will be discussion in the pub.
    And theirs more. That's what happens.
    It's fairly unusual so makes it interesting.

    I can rise and shine - just not at the same time!

    viral kindness .....kindness is contageous pass it on

    The only normal people you know are the ones you don’t know very well


  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Thanks! Have found the conditions. There were only 2. One was that all work had to be commenced within 5 years and the second was that all proposed external materials had to be submitted for sign off for “visual” reasons. Turns out it’s not just me who cares how it looks 😂 to be fair the garage looks like it was built at the same time as the house (even though 40 years in between) as the brickwork and tiling matches precisely.

    Can’t see anything about use of the garage but will probably call the council to discuss on Tuesday.
    MFW
    1 Nov 2020 @ 
    £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


  • Section62
    Section62 Posts: 10,213 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    MFdreamer said:

    Can’t see anything about use of the garage but will probably call the council to discuss on Tuesday.

    It isn't just the 2010 application you need to look at though - you need to know whether there were previous (or subsequent) applications that include conditions or an Art4 Direction.

    You might get that information if you call the council, but be prepared for them to say they will only give advice if you pay a fee.
  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    Oh thanks missed that point. Thanks for flagging it!

    Section62 said:
    MFdreamer said:

    Can’t see anything about use of the garage but will probably call the council to discuss on Tuesday.

    It isn't just the 2010 application you need to look at though - you need to know whether there were previous (or subsequent) applications that include conditions or an Art4 Direction.

    You might get that information if you call the council, but be prepared for them to say they will only give advice if you pay a fee.

    MFW
    1 Nov 2020 @ 
    £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


  • Rosa_Damascena
    Rosa_Damascena Posts: 7,101 Forumite
    Fifth Anniversary 1,000 Posts Homepage Hero Name Dropper
    edited 29 August 2021 at 2:29AM
    MFdreamer said:
    Thanks! Have found the conditions. There were only 2. One was that all work had to be commenced within 5 years and the second was that all proposed external materials had to be submitted for sign off for “visual” reasons. Turns out it’s not just me who cares how it looks 😂 to be fair the garage looks like it was built at the same time as the house (even though 40 years in between) as the brickwork and tiling matches precisely.

    Can’t see anything about use of the garage but will probably call the council to discuss on Tuesday.
    This kind of covenant is pretty standard for new builds.

    Your budget is undoubtedly on the low side, I would have veered more towards your parents' estimate but as new build it sounds like is fit for future development (rather than a standard outbuilding) will save a great deal. 

    The bit that intrigues me is your signature. Why aren't you paying off your debt in full first? Eta: have just realised its mortgage, in which case go ahead - its the cheapest form of lending available.
    No man is worth crawling on this earth.

    So much to read, so little time.
  • MFdreamer
    MFdreamer Posts: 101 Forumite
    10 Posts First Anniversary Name Dropper
    MFdreamer said:
    Thanks! Have found the conditions. There were only 2. One was that all work had to be commenced within 5 years and the second was that all proposed external materials had to be submitted for sign off for “visual” reasons. Turns out it’s not just me who cares how it looks 😂 to be fair the garage looks like it was built at the same time as the house (even though 40 years in between) as the brickwork and tiling matches precisely.

    Can’t see anything about use of the garage but will probably call the council to discuss on Tuesday.
    This kind of covenant is pretty standard for new builds.

    Your budget is undoubtedly on the low side, I would have veered more towards your parents' estimate but as new build it sounds like is fit for future development (rather than a standard outbuilding) will save a great deal. 

    The bit that intrigues me is your signature. Why aren't you paying off your debt in full first? Eta: have just realised its mortgage, in which case go ahead - its the cheapest form of lending available.
    Gosh yes I’d have thought the same as you! I wouldn’t dream of a project like this if my signature amounts were debt balances. I have zero debt, a large savings balance and a low mortgage. I am saving significant amounts each month (into savings, investments and pension) as well as paying off my mortgage (which should be clear next year).

    I have an available cash balance of more than my parents estimate that I *could* use for this. The issue is how much of my available cash I think this project is worth. It’s literally going to be a TV/game room for my daughter which isn’t worth £40k to me. I want to do it properly with all appropriate consents and a good finish but if the quote is more than £25k then this is more than it’s currently worth to me and I wont go ahead. I am a very cautious person and as a sole adult in the household, I want a large emergency buffer and dipping into it too much for a kids TV/games room feels too risky to me (especially after Covid).

    The whole reason for the post is to get a better idea of cost before I meet the conversion specialists tomorrow because I don’t want to get taken advantage of when they see a clueless single woman. Also I know they will ask me my budget but I don’t want to tell them what my available max is, or insult them by saying something far too low.
    MFW
    1 Nov 2020 @ 
    £42,204 to go in 34 months! (£1,241 a month)
    1 September 2021 £17,500 to go in 24 months (£729 a month)
    MFW 2021 #3 - £24,148/ £17,500 🙌


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