Funds for a stockmarket downturn/crash

Stargunner

older_and_no_wiser said:

Capital Gearing Trust (CGT) is reported as being a good bet to ride out market drops. It's classed as a wealth preservation fund.

Yes I have been looking at CGT and also Personal Asset Trust (PNL) which are wealth preservation investments 

tranquility1

Stargunner said:

tranquility1 said:

What assets does your multi asset fund cover?

It is

HSBC Global Strategy Balanced Portfolio Accumulation C

Portfolio Asset Allocation (%)

US Equity   35.49

Europe Equity   7.65

UK Equity   0.71

Japan Equity   4.04

 Asia Pac ex Japan Equity 1.93

 Emerging Market Equity 6.83

Global Government Bond 28.61

Global Corporate Bond 6.51

Property   6.12

Cash   2.12

That's only 4 asset classes - equities, bonds (both of which perform the same way in reality), property and cash (both of which are a very small % of this fund).

I don't think this should be thought of as a "multi asset fund", personally. In a crash that fund will come down just as any other fund will do.

JohnWinder

Yes I have been looking at CGT and also Personal Asset Trust (PNL) which are wealth preservation investments  Report

We had some discussion of these recently: https://forums.moneysavingexpert.com/discussion/6288547/working-out-equity-allocation/p5

jamesd

If using that Lindsell Train global fund you might not want the B version with 0.65% OCF and only 150k total invested. The D with 0.50% OCF has £200 million in it. Both are income units.
If using that Lindsell Train global fund you might not want the B version with 0.65% OCF if the D with 0.50% OCF is available to you.

Aminatidi

I have my money spread across:

• Capital Gearing Trust
• Ruffer Investment Company
• Fundsmith
• Smithson
• Buffettology

I don't think any of them are specifically for a downturn/crash but what I've tried to do is balance funds that have a "wealth preservation" mandate with funds with a growth mandate but hopefully with a focus on good companies that steer clear of bubbles and hopefully just plod on doing their thing come what may.

I have a bit of a thing about trying to pick managers that have skin in the game too as I think it helps align interests.

Thrugelmir

Stargunner said:

I am not looking to time the market or expecting there to be a crash

Markets broadly follow the broader economy.  Excessive peaks and rock bottom depths are simply a fact of life. As investors become overly exuberant or negative. Never be any different.  On occasions it's worth being more selective and targetted in ones choice of investment. As the number of clear signals mounts. Piling in at the peak leads to inevitable disappointment. Normally the first time that people realise investing isn't such an easy game to play. 

tranquility1

Stargunner said:

I am not ... expecting there to be a crash. 

What are you expecting then, sir? 

tebbins

tranquility1 said:

Stargunner said:

I am not ... expecting there to be a crash. 

What are you expecting then, sir? 

This is a forum for people to ask questions about savings and investments. This thread is about defensive portfolio allocation. Gold is debatable as is the severity of the next few decades - recovering from COVID while decarbonising, deglobalisation or a slowing of globalisation, ageing demographics etc.
Please park your Bitcoin/Apocalypse conspiracy theories elsewhere.

eskbanker

tranquility1 said:

That's only 4 asset classes - equities, bonds (both of which perform the same way in reality), property and cash (both of which are a very small % of this fund).

I don't think this should be thought of as a "multi asset fund", personally. In a crash that fund will come down just as any other fund will do.

What's your definition of a multi-asset fund, and what examples of it are available?

takesyourchances

Albermarle said:

takesyourchances said:

Maybe something like infrastructure investment trusts

There are also infrastructure funds , like FP foresight, that hold a mixture of infrastructure IT's and funds .

Interesting, I have not seen this fund before, I hold a few infrastructure IT's. Will take a deeper look at this as well.