Debit Free Diary Starting August 2021 - Target Christmas 2022! DEBT FREE Jan 2023!!

Sea_Shell

Do you have a "plan B" if you test positive whilst in Greece and can't fly home?   What accommodation to the Greek authorities place you in?   Does your travel insurance cover this?

rigare11a

Sea_Shell said:

Do you have a "plan B" if you test positive whilst in Greece and can't fly home?   What accommodation to the Greek authorities place you in?   Does your travel insurance cover this?

Errrrrr ... *googles insurance* - I totally forgot thanks Shell

shell16

rigare11a said:

Morning Wannabes!

 Refund received from TUI hazzuh! Able to pay another chunk off Simply Be which was great news. (had to give some to the boyf too as was his money as well, he has already paid off one debt for me so I need to do this as much as possible on my own. But he is being super supportive and doing all food shops etc) 
 

Absolutely amazing what you have paid in such a short time frame!  Im still plodding on, wanting my payments to leave on my CC's in a couple of days, how sad is that!

rigare11a

shell16 said:

Absolutely amazing what you have paid in such a short time frame!  Im still plodding on, wanting my payments to leave on my CC's in a couple of days, how sad is that!

Not sad in my eyes, having focus and attention on paying it off is all progress  

rigare11a

Hello Wannabes

Happy Friday!! 

Heavy spend day yesterday with travel insurance and covid tests pre holiday so that felt painful. I am due £60 of that money back from my Bro in law as I picked up some of his tests too. 

I did get some cash from the lodgers today though so that was good and sold a bag on ebay (£60) and have another £100 that I am owed, all should be with me by end of next week. 

The next pending doom is my car has an issue and is booked in for Monday so I am waiting to hear the damage on that next week.

Chilled low spend weekend planned might have another jacket potato weekend


Have a great weekend to all 

Rigarella

DasDachs

You're making amazing progress - you're definitely on a mission  Have a great weekend!

rigare11a

Afternoon Wannabe and Happy Monday, 

 Not much to report weekend was expected low spend

Car is currently in garage so waiting to hear the damage cost wise


Not much else on today nice weather so washing out on the line. 

Have a great day all 

Thanks 
Rachel

rigare11a

Bad news car would be around £1500 to fix which is worth more than the car plus there would be further repairs likely needed to suspension and exhaust. It looks like its going to car heaven. 

This is going to impact my debt free journey which is sad, I am currently in discussion with OH on best way forward. He is likely to front the cost for me of a new car and I will have to pay him back. (it was inheritance money). Replacing one debt for another.

Really feeling like a blow that I will be adding a new debt to list. 

BlueJ94

rigare11a said:

Bad news car would be around £1500 to fix which is worth more than the car plus there would be further repairs likely needed to suspension and exhaust. It looks like its going to car heaven. 

This is going to impact my debt free journey which is sad, I am currently in discussion with OH on best way forward. He is likely to front the cost for me of a new car and I will have to pay him back. (it was inheritance money). Replacing one debt for another.

Really feeling like a blow that I will be adding a new debt to list. 

Don't take it as a blow. As annoying as it is to add more debt, think logically its not impacting your credit score, you're not getting interest added etc.

I'm in the same boat with getting my car fixed as my OH is paying for it and I'm paying back. Far better than a payday loan or paying via Credit Card 

rigare11a

Hi All,

 Thanks @jadewest94 for the kind words! 

So I managed to pick my car up from the garage with paying just for the small bit of labour they did. £120. It drove home and off to the shop that day. Then when I went to go to my second job yesterday it had finally given up! urrrgg. 
Its being collected for scrap in a few weeks time £232 (at least pays for the labour) 

Additionally I have borrowed off my OH for a new (used) car. I collect on Friday, I did a lot of research on the most reliable hatchbacks as I would really like to get as much time out of it as possible. I am very please with it so hoping it will last as the reviews and research suggested. 

I have a potential new lodger viewing the annex today, if she is happy with the place she will move in October - That will mean that my half of that income can go straight to OH to chip away at the car loan and my normal income can carry on getting rid of my debt. Fingers crossed she says yes. 

The extra loan has stung a little and I did consider no car unfortunately public transport is challenging where we are, yesterday for job 2 I got a taxi there and back which was £20 - I only get £30 for yesterdays work so cutting in a bit. Bus routes are terrible and when office life returns in October it would be 2 buses to nearest train station etc. 

Anyway its been a stressful and disappointing few days. but I am excited to get the car tomorrow it really is the nicest car I have ever had, and then I will be on holiday for a few weeks so hopefully the stress will melt away a bit.

Hoping to feel a bit more positive tomorrow, 

All the best
Rigarella