Crazy Cat Lady Chapter 5 - Trying to recover from the pandemic

jusferbrowsing

What an awful thing to have happen, fingers crossed the bank do the right thing by you. x

Coxy11

Just de-lurking to say that if you get no joy with your bank, try the banking ombudsman. My son was scammed of his life savings a couple of years ago - money that had been put by since he was a baby. He'd never withdrawn anything from that account until a scammer convinced him to do so - in two transactions. We argued that the bank should have noticed this unusual activity but it took 18 months for him to get the money back, with interest in the end.
Hoping it doesn't come to this xx

Humdinger1

CCL I hold this govt in as much respect as you do, bit one thing I  did see in the Queen's Speech yesterday, and which made me think of you, is that banks will have to by law refund customers of this type of push fraud their money.  It may not be law quite yet but your bank will be worried about negative PR I think. Hiding behind the timing of a new law is not a good look... hope this is a useful ratchet in your discussions with them. Love Humdinger xx 

janb5

Unfortunately I dont have any good feelings about the Opposition...no one of promise to be in charge.....:(

apple_muncher

Thinking of you, CCL xx

Toni'sfriend

That is really awful. So many really bad people about. A couple of years ago I was due to go on holiday (literally picking up the suitcase to go out the door) when my bank phoned to say they had picked up some unusual activity on my bank account. Seems someone had cloned my debit card and was using it online and in Southern Ireland. No idea how as it hadn't been out of my possession and hadn't used it online. The bank had to cancel it and send me a new one . Meanwhile, I was lucky and my partner paid for everything while were away but can you imagine if I'd been on my own. What I'm saying is don't blame yourself. It's not your fault. My bank were great and didn't dispute anything but if you are having a problem be firm and if they don't sort it out go to the ombudsman. Not a lot of comfort when your short just now and it's understandably stressful but don't give up. I know you won't because you've proved time and time again how strong you are. xxx

LittleMissDetermined

Really feel for you CCL, absolute scum of the earth these scammers are! You're going to be OK because you're a wonderfully strong person but I'm sending you lots of hugs (((xXx)))
LMD x

Buffythedebtslayer

Hey up Madam. 

Where are you? It is half term in my world, is it in yours? 

Come and say hello XXXXXXXXXXXXX 

crazy_cat_lady

Hello!

I haven't been feeling like doing much. I think I'm getting a bit depressed - which is weird. I've never been properly depressed before but when I think about why I feel the way I do it's mainly hopeless. So I haven't wanted to be on here and being miserable with everyone when you are all always so lovely to me. And there are plenty of things going on in my world that I should be happy about and getting on with but it's not easy when everything around me just feels a bit rotten.
It's the bigger picture that is making me feel awful. The stuff that I don't have any control over at all. The government and their ever increasing levels of uselessness, the cost of living, the war in Ukraine, the escalating mental health crisis happening across the UK and probably most of the world and never, ever being able to access the nhs when you actually need something from them. I'm 8 months overdue a smear test and can't get one, 4 months overdue repeat bloods tests and can't get an appointment and have been on the waiting list for talking therapy since the 6th December. I am seriously thinking about getting private medical insurance for me and the kids - which goes against everything I believe in, but I'm starting to think might be a necessity rather than a luxury. I still can't get a doctor's appointment and my hormonal mood swings are getting much worse, which doesn't help when I already feel bad.
Buffy - do you wish you hadn't asked me to come and say hello now?
There is good news - there's always good news and I need to focus more on it. The bank have refunded my money. Phew. They were lovely about it all but I still feel incredibly stupid. I was relieved to have it back but then got hit with a bit of a curve ball from something else. I don't know if I mentioned, but dd was invited to go on holiday this summer with her boyfriend and his family. I had been planning/hoping for a break myself with the kids and was planning on inviting him along, but his family got there first. The kids both need passports renewing and dd's mil (for ease - not the reality) wouldn't book dd on until the replacement passport arrived. It only took 3 weeks from end to end so not the panic stories everyone has been hearing - the mil added dd onto the holiday and it cost....
.
.
.
wait for it
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£994. Oh. My. Word. Which wiped me out again financially and was way more than I was expecting. To be honest, I had planned not to ask dd's boyfriend to pay if I were bringing him on holiday with us. Anyway. DD has agreed to pay some of it (she only works 4 hours a week so isn't very rich and is running a car since she passed her test) but I'm not keen on asking her to do that. It was just more than I thought it would be. I was loathe to pay that much but not my choice. It has meant that if ds and I want a week away somewhere we are only going to be able to do a very last minute thing if any exist this year because my money is being eaten up before I even earn it.

On top of that, kittens are being neutered this week (£) and my posh boy has had diarrhoea for a few weeks now and isn't getting better so he's off to the vet tomorrow too (£). Thankfully ALL of my cats have insurance now but there's still the excess to find.

Exams have started. I could not be more nervous about my debut in the senior seat but I can't think too much about it now - there's too much work to do and I've already started with the sleepless nights. The next 2 months will be absolutely non stop - work all day at school followed by work all night at home. It will be worth it for the money and the experience but it will be hard and very tiring. So whilst it is half term from school I have meetings all day Wednesday and Thursday this week, and plenty of exam related work to keep me busy outside of meeting time.

Nothing else to report - as I say I'm just keeping going by putting one foot in front of the other at the moment.

ladyholly

CCL dont let your GP gtet away with fobbing you off. If you cant get an appointment write/ring/ email the practice manager. I know it is hard to fight if you are depressed but from what you say you do need that appointment asap.

Glad to hear you got your money back even if it goes straight out again.

Good luck with the exams.