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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • LadyWithAPlan
    LadyWithAPlan Posts: 3,759 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I ‘watched’ along on instagram ! My friends were near you on holiday at one point but missed you by a day as I’d told them to go and see you !

    welcome home 😁😁😁
    Brilliant!!  Loving the virtual almost translating to IRL! 
     I had some friends fly in from Utah and I had not seen her  in more than 2 decades ! 

    I also had the teatowels arrive yesterday - they are fabulous, bright and huge (not the La Plan ones yet) too late to sell as they were supposed to be a 5 week turnaround, it was more like 9 weeks!

    I will take them on my trip next week..
    However the costs per teatowel was just under £5 - i ordered 200 so £1k.
    I am thinking of selling for £14/£15 what do we think? Its a bigger teatowel than standard and 100% cotton etc
    - what would you pay for a merch teatowel? I still have some of the badges and stickers 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • carolbee
    carolbee Posts: 1,809 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I’ve been following along and am mystified by what your side hustle is! You sound very knowledgeable about it
    Carolbee
  • beanielou
    beanielou Posts: 95,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic result for you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,826 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I personally would not pay more than a tenner on a tea towel but that's just me!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,495 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I need new tea towels what's printed on yours, is it pretty 🤣. I've paid around £12 for one before from like a NT place (long time ago they're probably more now) and also ones from kids school with hand prints on the probably cost about the same. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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