Future Proofing my life: Deposit saving then MFW journey in under 13 years

Viking_mfw

I would assume you'll have to replace the boiler and budget accordingly when you buy. Three out of four times I've had to and the fourth was a nice surprise!

LadyWithAPlan

Viking_mfw said:

I would assume you'll have to replace the boiler and budget accordingly when you buy. Three out of four times I've had to and the fourth was a nice surprise!

Good to know !  I think I have been quite naive...  I was shocked at boiler costs so now I am more prepared.. I will be holding 100% 6 months EF back when I buy.

 @KajiKita I have kept the old circuit board ( £380 to replace plus labour  ) & will keep the old fan ( £350 plus labour (installed next week )  so if it does not get rebated I will be ‘uninstalling’ with some help and ebaying them

I subtly reminded main client today how many  £££££££s I saved thru my checks last time .. I have asked for what I need right now moving forward each month. First tranche should arrive tomorrow.

Did my last class tonight ... such a great teacher and I am really using what I have learnt in it. Even today on the work call,   I feel very much updated with current software and understand how to figure them out to best use them for a company's clarity and advantage .. I feel my day rate throttling ever upwards.
Planning to now use one of the new softwares in the new project I need to do. 
AND I have a laminated certificate!
Already signed up for a new (free again) class starting  in 2 weeks - more tech stuff , got to keep on learning - I have just followed the teacher in what he is teaching ...as figure its all useful.. 

KajiKita

Wouldn’t it be ironic if the monies from main client did actually arrive steadily and that became your three months proof of earnings for your mortgage application… 😉 I sincerely hope that something appropriate turns up today! 

Good point about upping your day rate as you skill up. Hadn’t thought of that 😊

KK

themadvix

Will be keeping fingers crossed for your payment today!

Sistergold

Welldone for sorting out the boiler as life is just too short to live in the attic. Even if you don’t get your money back this is money well spent. Good to hear that payments are now going to be regular. Everything always work together for our good. 🌺

LadyWithAPlan

Had a fun night out  yesterday after our final class - where I gave some advice to someone on their career  (creative)  and next forward steps - they had asked me a few weeks ago for my advice  (so it was not unsolicited) and sent me some  unasked for links, and reminded me tonight so I  had chance to give my opinion in the pub.... - gave them some new ideas, brainstormed, encouraged them to go for it... so many peoples careers got stopped/stymied during covid (inc mine) and getting started again seems hard  - we all need a gentle reminder at times how fabulous we are and how only we can 'start our engines'  - 

Someone else said later that they could see how supportive I was in that moment, but when they first met me  in class they had assumed I was  very different, v (too) confident in class and maybe quite 'selfish'  - but it was clear now how much I stood up for others and was not what they had assumed initially.
I wasnt offended - more amused,    confident women of any age still seem to rock some people especially coming from 'traditional' cultures as the person speaking did ( i hadnt judged them but it seems there was  initial unconscious bias on their part) .. i know who I am and how I support others whilst also having a great career. I just take my space calmly, I dont beg for it. nor yell but I do take my space, no more no less.
Its the great thing about London with so many different cultures here - we all study, work, live in this amazing place and  human to human we all get to know each other as fellow humans, so these divisions these politicians use to get votes  (skin colour, origin, religion, gender, sexuality) are frustrating to watch as well as dangerous.

However  in the middle ages I would have probably been burnt at some stake. ...  (*no past life regression for me!) 

Soup!
I roasted a chicken Wednesday so made a stock yesterday and now am making a chickpea and pinto bean extravaganza  soup, with coconut milk, onions, mushrooms,  loads diff veg from freezer inc cauli, borccoli, peppers, sprouts,, chilli, coriander, lime, cumin seeds. Also added the last few chicken bits.
I will blend it and add some fresh more lime juice and coriander - I may also fry up some pancetta and mushrooms in lots of coconut oil to serve as a 'topper'  - will report back
I am making lots of soup/stews as helps me keep warm.

I am out all day tomorrow and need to take food so a flask of good soup will keep me warm.
Still waiting on my fan (Monday) but I am now closing the door to my lounge/kitchen so the heat staying in better.

Gym I cancelled yesterday as I could not get it all done and was meant to go at 8am but so cold outside, so started work early and pushed gym to  late this afternoon - just 20 min session so

Waiting for some money today so I can do the YNAB dance

LadyWithAPlan

KajiKita said:

Wouldn’t it be ironic if the monies from main client did actually arrive steadily and that became your three months proof of earnings for your mortgage application… 😉 I sincerely hope that something appropriate turns up today! 

Good point about upping your day rate as you skill up. Hadn’t thought of that 😊

KK

this was the original plan and could still be hopefully! Thats what I am planning anyway.

Yes day rates should go up

themadvix said:

Will be keeping fingers crossed for your payment today!

Tx! I am crossing my legs and arms as well

Sistergold said:

Welldone for sorting out the boiler as life is just too short to live in the attic. Even if you don’t get your money back this is money well spent. Good to hear that payments are now going to be regular. Everything always work together for our good. 🌺

Gald to hear from you  - on the boiler thats what I thought - I deserve to not be frozen in my own home..
Hopefully indeed we are all moving forward in a positive direction.

Flossymuldoo

Glad your trip went well although really miffed for you having to fork out for the boiler!   But i totally agree with not wanting to be cold. I am quite a warm person so don't get cold much but when i do it's the most depressing thing ever.

Love the...
"we all need a gentle reminder at times how fabulous we are and how only we can 'start our engines' "   

edinburgher

Your boiler woes are giving me PTSD

We have been in our current home for 9 years and 4 months and have been unfortunate enough to require two new boilers in that time (despite dropping what was big money on a fancy Vaillant one the first time round). Somewhere in the region of £6,000 spent, plus at least £2,000 on repairs and servicing in that time. If someone had told me when I was renting that I might end up paying the equivalent of £75/mth just on having a functioning boiler, I might have rented for a bit longer!

Loving your "London life" comments, a wee bit of vicarious living never hurts until we win the lottery.

savingholmes

Hope the £ arrived. 

Well done on the new accreditation. 

Glad the boiler is being resolved.