Future Proofing my life: Deposit saving then MFW journey in under 13 years

dawnybabes

Ooh will try this recipe - I was at a GF food festival this weekend and bought a focaccia mix so as soon as we’ve had that one will give this a go.

South_coast

LadyWithAPlan said:

-pinto I have £1.95 in Waitrose 500g dried so using that as my guide if I can find them elsewhere 

500g in Morrisons currently two for £3 👍

Watty1

I did similar with my bathroom excess of pots.  It took me over a year to work through and I still have 3 pots of bubble bath and a shower gel to use up.  Repurposing some of the times really helped too (hair conditioner makes a great fabric softener for woollens, excess bubble baths and shampoos made hand wash and so on).   I've noticed the stash rebuilding so am back to an embargo on purchases unless i have a very nearly empty pot.      Amazing what a difference it made to my budget.

ruby_eskimo

You should come and join us in the No Buying Unnecessary Toiletries challenge on the Health and Beauty thread.  It keeps me accountable and making sure I don't buy things I don't need 😂

My boss moved to the Tooting-ish area recently and loves it and we have friend's who live in Acton / Chiswick / Richmond and love the feel of being able to easily access the centre of London but have their local feel.  I can't imagine being able to have the amount of choice on areas that you have - we've been restricted by DH not driving and having to be in easy public transport distance of his main office and the central office so that means limited options.  Which is nice I guess but also frustrating when you see amazing places that aren't in a suitable location.

debtfreewannabe321

I used up all my toiletries before moving, I think I have saved a small fortune just doing this...all I have replaced is moisturiser as it ran out. It's also made me quite minimalist now on buying new stuff, I buy 2 types of shampoo (DD & I use the more expensive one we have long hair and the males have been told to use the cheapy one as they have hardly any hair ) and only one soap and shower gel/ bubble bath. I used to spend far too much on toiletries.

It's good you're narrowing down your search, I think it's helpful when you know exactly where you want to be. DP and I decided on less than 12 roads we were happy to live on in an entire city it made buying easier not harder....! The kids love it, they can walk to school, they can walk into the city or to local shops. I can get to the drs, dentist, SMs, green areas (we're right on the edge of said city) all on foot. Like your need for the tube, my area was drawn up by where I could comfortably walk to as we only have one car between us. 

Sistergold

LadyWithAPlan said:

I have actually said to EA I would look at one beds as long as room to add a study/garden room.. or even a studio if large enough to have separate 'areas'  However not seen anything suitable and they just show me a one bed, - not sure why I am seeing /shown things that dont  fit my brief. I do want.need.insist on a second bed as an office /design space / fall back 

I was shown a nice 2 bed with a balcony with trees outside but service charge £1350 plus GR £340 - so too much though the EA tried to make it sound small. I am not doing such service  charges especially not in SE London.

@Sistergold the £181k includes my sipp of £60k so ... but a £200k deposit may yet be the next goal within 1 year/18 months ...

MORE LLL watching .. I have added a few more places to check out on my list..

I think estate agents just show you as sometimes in the moment you will just “fall in love” with the true 1 bed and forget about the fact that you want office space. They always try their luck. It’s good though that you are not falling for the trick as sometimes you don’t tick an important box and then later you regret. Like you have said before you want to future proof so that you don’t  move too many times. 

£121k deposit it’s still a fit! 👏🏾

Another one here who loves LLL

WelshmansDaughter

I watched a yt video called London’s cheapest flats 2024- one was on the market at 260k. The guy had to sign a waiver before they let him view it. There was a hole in the floor that went 2 metres down!

debtfreewannabe321

WelshmansDaughter said:

I watched a yt video called London’s cheapest flats 2024- one was on the market at 260k. The guy had to sign a waiver before they let him view it. There was a hole in the floor that went 2 metres down!

😳 Is all ....😂

WelshmansDaughter

Talk about buying space 

Sistergold

WelshmansDaughter said:

I watched a yt video called London’s cheapest flats 2024- one was on the market at 260k. The guy had to sign a waiver before they let him view it. There was a hole in the floor that went 2 metres down!

🙀👀 oh dear, things we find on the property market!