Future Proofing my life: Deposit saving then MFW journey in under 13 years

WelshmansDaughter

Are you watching the new series of Grand Designs? Not at all helpful with the flat hunt, except maybe as a what not to do 😂😂😂

TallGirl

Applying for jobs! That sounds exciting so we might see a purchase moving closer good luck with the flat hunting it is good to see what is out there and what you like. I agree they do normally get swayed by more space inside and out in return for a slightly different area to what they originally wanted. 

Sounds like you have found your perfect diet and exercise mix so keep going! 

ruby_eskimo

I love re-watching old episodes of Location x3 and LIOLI - maybe it's just that I find Kirsty and Phil very comforting or that I like shouting at the TV telling people they're being stupid 😂  Best of luck with the applying for jobs, every little extra does help but make sure you aren't working too hard!

debtfreewannabe321

Just catching up 😁 DP and I put it on our vision board that by the time we'd watched all episodes of LLL we'd be moved into our new house 😂 so we started them the day we decided to move. Even though the prices were way out of date the show was helpful I thought and they were looking at things I hadn't thought about. And DP liked watching it (he usually gets bored with TV) because I remind him of Kirsty (not sure if it is the looks or bossiness 🤣).

Water filter- I see you sorted it now but for anyone on the fence for a reverse osmosis system I would recommend! The plumbing is really not much effort and the water is as good as distilled tastes.

Oh and divorced friends 🙈 I had one ex of a friend banging my door down once to speak to her....she had said she was staying at mine. Didn't tell me. And wasn't there obviously whilst he came sobbing shouting screaming drunk looking for her. I laugh now but I was so annoyed at her putting me in the middle 🙈 they're thankfully happy divorced now and I remain out of the middle lol

savingholmes

Well done on the job applications and related hunting.

julicorn

Another Location x3 fan stopping by here, I love that programme! I wish they did more new episodes every year, it's always over so quickly  
Wishing you all the best with your applications x

LadyWithAPlan

julicorn said:

Another Location x3 fan stopping by here, I love that programme! I wish they did more new episodes every year, it's always over so quickly  
Wishing you all the best with your applications x

@julicorn I feel like a rock star of MFW has tweeted me Tx for popping by.. Yes I need the new job to finally get buying comfortably. Never really watched more LLL but it is teaching me about compromise..

debtfreewannabe321 said:

Just catching up 😁 DP and I put it on our vision board that by the time we'd watched all episodes of LLL we'd be moved into our new house 😂 so we started them the day we decided to move. Even though the prices were way out of date the show was helpful I thought and they were looking at things I hadn't thought about. And DP liked watching it (he usually gets bored with TV) because I remind him of Kirsty (not sure if it is the looks or bossiness 🤣).

Water filter- I see you sorted it now but for anyone on the fence for a reverse osmosis system I would recommend! The plumbing is really not much effort and the water is as good as distilled tastes.

Oh and divorced friends 🙈 I had one ex of a friend banging my door down once to speak to her....she had said she was staying at mine. Didn't tell me. And wasn't there obviously whilst he came sobbing shouting screaming drunk looking for her. I laugh now but I was so annoyed at her putting me in the middle 🙈 they're thankfully happy divorced now and I remain out of the middle lol

Nice on the LLL watching   I think Kirsty is fabulous, looks great too so take it as a compliment.
I will bear the  reverse osmosis system in mind for the new home
The soon to be ex hubbie  of my friend is texting crazy stuff  - guess your friend felt safer with you - did she get a restraining order? My friend is about to..

ruby_eskimo said:

I love re-watching old episodes of Location x3 and LIOLI - maybe it's just that I find Kirsty and Phil very comforting or that I like shouting at the TV telling people they're being stupid 😂  Best of luck with the applying for jobs, every little extra does help but make sure you aren't working too hard!

i am sure if you were house hunting with me you'd be yelling at me too.. compromise, space, LLL, make a decision already

TallGirl said:

Applying for jobs! That sounds exciting so we might see a purchase moving closer good luck with the flat hunting it is good to see what is out there and what you like. I agree they do normally get swayed by more space inside and out in return for a slightly different area to what they originally wanted. 

Sounds like you have found your perfect diet and exercise mix so keep going! 

I feel fantastic and people are starting to notice, 2 ladies yesterday said what an amazing figure I had,, I think its my energy, my body is feeling strong and I love it.

WelshmansDaughter said:

Are you watching the new series of Grand Designs? Not at all helpful with the flat hunt, except maybe as a what not to do 😂😂😂

No!   I dont have a TV license or indeed a TV, and GD will probably get me too excited about floor to ceiling windows...



Tx @savingholmes

seeing flats tomorrow with my mum as she coming to London, so in a south London area to check it out.

julicorn

LadyWithAPlan said:

julicorn said:

Another Location x3 fan stopping by here, I love that programme! I wish they did more new episodes every year, it's always over so quickly  
Wishing you all the best with your applications x

@julicorn I feel like a rock star of MFW has tweeted me Tx for popping by.. Yes I need the new job to finally get buying comfortably. Never really watched more LLL but it is teaching me about compromise..

Oh stop it! I've been absolutely terrible keeping up with diaries over the last few years, but it's really fun diving back in and seeing what everyone's up to behind just the numbers

ruby_eskimo

LadyWithAPlan said:

ruby_eskimo said:

I love re-watching old episodes of Location x3 and LIOLI - maybe it's just that I find Kirsty and Phil very comforting or that I like shouting at the TV telling people they're being stupid 😂  Best of luck with the applying for jobs, every little extra does help but make sure you aren't working too hard!

i am sure if you were house hunting with me you'd be yelling at me too.. compromise, space, LLL, make a decision already

I wouldn't be so mean 😉  But they are all things to consider...😆

LadyWithAPlan

Watty1 said:

Poor friend.  I had a neighbour who has an ex a bit like that.  One evening he rang me 39 times !!  I had left my phone outside so I didn't hear it - when I saw it I imagined some emergency and rang back and he suggested it was a pocket dial  !!!!!!??     As I know to my cost when a relationship goes south everything goes.  I would only ever enter into anything with a written signed dated agreement setting out what would happen in the event of xxx.    (I actually had one with the VNM whilst going through the crap giving him permission to remove my horses and explaining how their care would be funded in the event of anything happening to me - my accountant helped with that out of sympathy)

Well done on the paperwork! I'd be the same now (if I ever get into another relationship) the last few years I seem to date one person for 4-6 months and it peters out/dies  by the end of the summer at the latest - giving me time to focus on classes in Sept or travels

I  cant be doing with the crazies or the constant texting ... any early signs of drama  or emotional instability and I am out ... I have learnt that people do show you who they are quite quickly.  One sign of unkindness, rudeness, inability to regulate their own actions...especially under the influence and then not taking responsibility and action to change .. La Plan is off on her wild horse

@Watty1 did you say you used a particular platform to launch your course? Could you maybe DM me it please? As need to think - may try masterclass or udemy but then I need to look at what their requirements are as I have not done video as yet,


Best audio transcription service for batchs of audio files - any recommendations please?

PROGRAMME MOVEMENT!!!  long term readers  will know I have a programme written,  bought the domain, got cover artwork, then I did the audio files, but then I killed my laptop with coffee and my back ups were out of date so i lost it.  years have passed and all these software classes are inspiring me to get it finished and out there.. especially as I am learning tools to help me build better websites.

So I have yesterday tested the Whisper audio transcription service for free (on a mac) . However to do batch loads of files (as have pre recorded audio) they charge.. i know G docs etc all do individual files but I have loads. So I  wonder if anyone out here has tried these tools, I think for time I should just pay for a batch tool to transcribe the audios, adding marekers etc    - as otherwise I will have to upload each file individually, name them, transcribe, check transcription and  organise .. and there are more than  75  i think of them which then need checking and adding in the right order..
I probably need to do video as well but lets get this moving

JOBS
Not actually applied but I have seen a couple and  will get the CV updated. Feel I am getting congratulated for something I have not fully acheived as yet

BEANS..
I made a brilliant version of Mexican refried beans  yesterday after weeks of trying, added in onion etc and served with panfried chicken, avocado, plate of green veg and cauli, and hot sauce.... The freezing of  soaked uncooked beans before then cooking really helps with the texture, cooking and no gassiness!
Currently doing a lentil dal affair  with added mushrooms, cavolo nero, shallots and soya beans but have rest of the Waitr*** pinto dried beans now in the freezer.
I have not found pinto dried beans in my local supermarkets - need to go searching, waitr do 500g for £1.95 but I am sure I can get that cost down.

Classes
My mind is on fire, loving the classes and the AI prompt class is super interesting and got plans as well for the Thurs one

Invoices - I added up what one company owes me , I do trust I am getting it paid but I am now charging them decent (for me) interest on unpaid invoices and have back dated it to when they started being late, the deal still going thru. So yesterday I sent it over and got some cash last night, but a lot more to come. 

YNAB  I thus got home from class then a fab night out in London town, lots of old friends, frieze is on and free drinks (tequila and champagne was drunk) as well  (had to say no to the free pizza as gluten in) and slightly drunkenly apportioned my newly received monies in ynab . I am def a budget nerd...

Again it was reinforced that keeping your true expenses pots filled  and up to date really takes your cash away and makes you feel YNAB poor, adding extra chunks to my Xmas pots as they a bit lean, birthday monies as have 4 family bdays coming up and I will be paying for at least one family bday  dinner
Plus I have added some to my sipp category, taxes,  a small amt house dep savings but  I have domain renewals and other subs  coming up in Dec ..and my tax bill.. which is definitely underfunded
So whilst I had done a 'next months money category' last month so as soon as the first of the month rolled over I had the cash ready saved for rent etc, now that category needs refilling and is only partially done as I have chosen to fund some of the true expenses. I cant believe after years of saying I didnt need YNAB,  just having that very clear constant tracking of what I am spending and where I am clearly choosing to buy X instead of the Y I was saving for  as I have to move my money around. I think its gonna be 'YNAB til I die '
 

Side hustles
I am doing a regular side hustle on Tuesdays and loving it, not hugely well paid but convenient, fun, keeps my hand in and extra cash  paid end of each month, getting fabulous feedback as well.

MB/trading the new software is great but just takes time so I am trying to do it when I can, the other software bought in April is great. I am now largely doing value betting and so once you accept the ups and downs you then can chill knowing the upward trend of making long term profit  is inevitable - my detailed excels are all v clear on that.