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Future Proofing my life: Deposit saving then MFW journey in under 13 years

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  • KajiKita
    KajiKita Posts: 7,612 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I recently saw an ad for phox water which is apparently a filter cartridge that works for life, don't know if it's any good but have bookmarked it for potential future use or gift as it would be good to reduce the environmental impact of them
    That’s the ones that I use 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • So it is @KajiKita, I did look at your pic and read @SandyShores reply, but evidently it didn't register in my little brain!
  • KajiKita
    KajiKita Posts: 7,612 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    So it is @KajiKita, I did look at your pic and read @SandyShores reply, but evidently it didn't register in my little brain!
    I’m sure I’m talking gibberish most of the time, so I don’t think it’s you … 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • If you get a discount for referring someone @KajiKita do DM me as I'm thinking of getting one for my mum as part of her Christmas present 
  • KajiKita
    KajiKita Posts: 7,612 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks LWAP, done 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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