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Future Proofing my life: Deposit saving then MFW journey in under 13 years
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WELL DONEdawnybabes said:Agent millionaire sent me £125 !
Along with @SandyShores i have not won this month.. and never won more than £100 ... Did you win a £25 and a £100? Or is £125 a prize amount?
Back at college and its fascinatingDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Prompted to check my winnings and wahoo £100 thank you for the reminder.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I got £50 but better than last month it was nothing. £100 is my max but I did win several in Jan so it was total £200. I’ve not done as well since they reduced the prize level.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
Was a £100 and a £25 😍😍😍LadyWithAPlan said:
WELL DONEdawnybabes said:Agent millionaire sent me £125 !
Along with @SandyShores i have not won this month.. and never won more than £100 ... Did you win a £25 and a £100? Or is £125 a prize amount?
Back at college and its fascinatingSealed pot challenge 822
Jan - £176.66 :j2 -
No premium bonds wins for me sadly!2
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well done those who won) I am sure those of us that didnt, agent million is just biding his time..
Was in a 'dodgier' part of North London yesterday and 2 glasses red wine were only £14.50! However the tube does not feel that safe late at night, definitely not a place for me to buy there, though easy to get in to West End
My courses are fascinating, will help me in all my work and actually I have some ideas to really take my careers to the next level. We are getting to choose our own projects to use as portfolio pieces (software/data stuff) and I have 2 diff ideas immediately. We can then go to class and get ideas to tweak or be explianed on improving the programming...
More learning to be done but good to have my mind set alight and inspired.
Comping ..
won a random cash prize - will be £4 minimum, waiting to see !
I am also getting my travel expenses tomorrow from the dining experience win..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
No PB win for me this month sadly.My highest has been £100 x 2 earlier this year. Had only had £25's before4
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Would the tube have felt safer without the two glasses of red wine 🤔?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I love it when courses immediate align with what you want to do 😊👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
HA! no, I was with a friend, however in any case its near my college so even when I am there at lunchtime (and sadly wineless) it feels properly sketchy... It may regenerate but a long way away from that, especially given the house prices (pretty high given the tube is dodgy). It has a worse feel than Kings Cross ever did,South_coast said:Would the tube have felt safer without the two glasses of red wine 🤔?
I know - my mind is throwing ideas at me.KajiKita said:I love it when courses immediate align with what you want to do 😊👏
KK
Have you thought about doing a short or term long course as a career refresh or new career inspiration in an area you love ? They all starting this week so you could probably join one late,, I prefer in person to online but might give you a fresh perspective. I know you done your job vision board - doing mine this weekendBookWorm said:No PB win for me this month sadly.My highest has been £100 x 2 earlier this year. Had only had £25's before
Thanks for popping in Bookworm - nice 2 x £100's - this year on £16.45k I have only won £225 which is v low interest 1.38% on my funds...
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5
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