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Struggling along as best I can
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It's too cold here to sit outside even if well wrapped up & now it's started raining!
I thought I'd lost my debit card a few weeks ago. I always keep it tucked inside my phone case so that I've always got it with me. I hunted high & low before giving up & ringing the bank in a bit of a panic. I had been holding on for over 30 minutes when I just happened to move a blanket that I'd had over my knees earlier and the card fell out! So much for hunting high &low! For once I was glad that the phone hadn't been answered quickly as a stop would have been put on my card & I would have been several days waiting for a replacement.
I found someone's card in the middle of nowhere last year. I tried ringing the number of the bank on the back of the card but it was impossible to talk to anyone at the bank - none of the automated options would let me get through to someone. The following day I took the card into a bank (not the cardholder's bank) and was told to just destroy it, which I did. As we live in an area popular with holiday makers, I hoped whoever had lost the card didn't have a ruined holiday!
KA4 -
Losing a card is scary - I did it recently but it turned up in some weird and wonderful place at home before I got through to the bank. (Wonder if banks deliberately keep people on hold to give time for cards to reappear...?) You have made me think, though - best to keep a bit of a cash float because you never know when it might be needed.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
The solution is to have two current accounts each with a debit card. Each account should be with a different bank or building society. This will also enable you to access funds should there be an issue (like a technical failure) with a account at one of the bank's or building society.6
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[Deleted User] said:The solution is to have two current accounts each with a debit card. Each account should be with a different bank or building society. This will also enable you to access funds should there be an issue (like a technical failure) with a account at one of the bank's or building society.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
kayannie & Cherryfudge - I went onto my banks website as I don't have the app and reported it lost on there, they then sent me an email to confirm it, so no waiting in a queue for anyone to answer, the only wait was for the replacement card that was a lot longer than the 5 working days!! But as I'd already drawn my cash out I was fine. I mostly use cash still and try to avoid supermarkets now as well, using local markets and traders etc.
£1 a day 2025: £90.00/365 Xmas fund4 -
Baron_Dale - i do have other banks saving accounts, but I put money in and very little comes out. They are my safety net but I would have to use them if I really needed to. Upto a few months ago I did hold some cash at home, but I have had some work done on the house and used most of it, I really ought to start putting some more away.
£1 a day 2025: £90.00/365 Xmas fund4 -
Finished the sorbet with fruit for my pudding tonight, so my next ice-cream adventure will be trying to make mint choc chip ice-cream, a request from one of the dgc. This no processed food journey is proving more difficult than I first thought. I am using the processed food I have in because I don't want to waste anything, luckily there isn't that much but I will have to research sauces etc. I already make pickles but I do like a bit of tomato and brown sauce occasionally 🙂. I have some blackcurrants in the freezer so when a suitable bottle becomes empty I'll have a go at making cordial with them. I have put a coffee grinder on my list of wants, so that's my next buy but I will be looking out in the charity shops as well for one - you never know🙂
The garden is producing quite a good supply of lettuce at the moment and it's going further with the added beetroot, radish and chard leaves added to them and as the spring onions aren't ready yet I've been chopping chives up to put in as well. The tomato plants are growing well as are the cucumbers but no where near ready for eating yet😂 and I keep sowing more and more seeds so I'm hoping to fill the poly tunnel up for the winter as well. Oh the melons seem to be doing really well, the best since I started growing them a few years ago - I hope I haven't jinxed them now🤣
I still have the pup and I'm enjoying the walks with him but I'm feeling a bit tired as I'm busy outside so much and still doing a few bits inside as well, I'm thinking of having a pj day over the weekend well perhaps a joggers type of day!!
I've finished a cardigan and a jacket for my newest Dgd, and now concentrating on a Peter Rabbit x-stitch picture for her and then I think I'll start on a winter cardigan for me. I like to keep busy but I think my 'busy' is a lot slower now than it used to be🤣🤣
And just before I go my new budget is holding up probably due to not having my debit card for over a week, but I've put it away now (safely) with my cc so it doesn't come out with me at all!!!
Right off to bed now, nite nite
Nannyg£1 a day 2025: £90.00/365 Xmas fund6 -
I have two bank accounts with debit cards, two credit cards (one Visa & Mastercard), one debit & one credit card get carried around with me, I keep about £20 cash at home (usually for local chinese
) and maybe £5-10 in my purse.
I feel well covered for most eventualities.4 -
I've just made elderflower cordial - I make it every year & still have a small bottle in the fridge left over from last year. I love it, but being pre-diabetic I hardly drink it because the amount of sugar in it is horrendous! My OH loves it too, so I make it mainly for him.
I haven't been very lucky getting a L!DL box lately, they seem to go early so today I caught an early bus into town & got one, but even at 8.30 there weren't many left. I'm now sitting in my favourite coffee shop having a lovely cappuccino, waiting for the next bus home. I think the cost of the coffee cancels out my bargain box, but it is a rare treat!
KA4 -
sorbet sounds delicious. What recipe did you use?Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £79.31
Decluttering items 755
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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