Halving our income and still aiming for mortgage free!

LadyWithAPlan

How satisfying to OP your months interest! A £30 pm reduction in interest is pretty impressive in 6 months as well 

smetf

And today's OP means February's interest has been wiped out too 😀 definitely finding it satisfying @LadyWithAPlan!

V3cash

You are inspiring me to keep going with my MFW goals. 

smetf

No OPs made but enjoying a rare free weekend. Went to see Bridget Jones with the eldest on Friday which was great. Decluttering one step at a time, yesterday did the huge bedding collection under our bed. Now have a large pile of textile recycling and charity donations to get rid of. I also sorted a load of books which should get around £30 from WOB, and have listed those they don't want on our local book sharing group. Another 4 heading out via that route. I'm tempted to do some more sorting this morning - we'll see! 
A YG, Pr*lific and SB survey completed this morning, all helps!
DH isted a couple of bits on the bay of E so between all these things I'm hoping to make another OP. 
Happy Sunday all

smetf

Hi all, 

Back from a lovely few days away. Treated ourselves to lots of nice eating and drinking out but nothing too extravagant and we really enjoyed it. Also did a sub 30 min parkrun (just) in the first time for nearly two years!

Fairly calm working week for me, from home for the next two days then a day off for running followed by in person teaching day and a full evening of meetings. 

Waiting for various surveys to pay out plus the books order then will split between savings and OPs.

Working towards the mortgage starting with a 4 is my next medium term goal.
Hope everyone has a good week 😀
S

smetf

Morning all, 

Lovely weekend away with school friends, and relatively cheap!
The March OP of £636.62 has gone in, and there will be a bit more available to OP this month, just waiting for money to be shuffled around. 

S

smetf

Money shuffling complete and £235 OP made - wipes out March's interest and a little bit extra.
No CT and income from books and various surveys has helped to do this. When my SE income comes in I'm planning to split between pension/ long term savings and OP.

smetf

SE income nice and early again.
£150 extra OP made, and split the rest between pension and savings.

smetf

Happy Wednesday all,
A relaxed start to the morning as not starting work till a little later, a few surveys done and a bit of money sorting.
CT bill will now be paid over 12 months - it's gone up but I have still added £25 to our standard OP. I've opened a fixed rate savings at 7% too as feeling like S&S ISA is not the best place for medium term savings at the moment. Will keep paying into the long term savings one.

S

smetf

£50 from surveys come in, split between savings and OP so another £25 paid today.
S