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Halving our income and still aiming for mortgage free!
Comments
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Made the extra OP of £100.
A new deal on broadband has saved us £8 a month (added to monthly DD house and home savings) and have reduced our electricity DD by £35 a month from next month as we're in credit - have added this to Mortgage DD plus £15 to round us up.
This means from next month we will be paying £1200 a month, £200 interest and the rest off the total. If we just do this the mortgage will be done in 3y 9 months 🎉Emergency fund 14k Home/ holiday fund 7k Mortgage £43,634- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 8518.93/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
2 - MFW 2022 #35 10,000
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Quick check in before work. New revised OP of £736.62 has gone in. It's going to be a tighter month as a smaller pay packet from both my old job and final SE income, next month's pay will have an extra week in it plus a small back pay from my second job.
Have a good September all!
SEmergency fund 14k Home/ holiday fund 7k Mortgage £43,634- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 8518.93/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
0 - MFW 2022 #35 10,000
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Hi all,
OP of £736.62 paid yesterday. Got my new pay but suspect I have been taxed wrong as it's about a third less than it should be (and includes an extra week)! Will have to sort once home.
Just coming to the end of our time in Canada.
SEmergency fund 14k Home/ holiday fund 7k Mortgage £43,634- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 8518.93/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
0 - MFW 2022 #35 10,000
-
Hi all,
Not a lot to report this month, have just submitted my MFiT-T7 update form, mortgage is down £10k from where we started in January.
Made an extra £100 OP today.
Have a few financial jobs pending - need to organise a new mortgage, find a better paying savings account for money shuffling during the month and submit my SA for 24/25.
New job going well, and have sorted out my pension contributions.
SEmergency fund 14k Home/ holiday fund 7k Mortgage £43,634- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 8518.93/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
2 - MFW 2022 #35 10,000
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