Halving our income and still aiming for mortgage free!

smetf

Morning all,
New DD OP of £686.62 gone in bringing us very close to mortgage starting with a 4. Am tempted to use some of the holiday/ home savings to get there quicker but will assess again once SE income comes in.

A reasonably low cost month ahead planned.
S

smetf

Morning, 

Had a bit of time to work out what money is left to come in this month plus outstanding expenses so have made an extra OP of £388 from short term savings.
It means the mortgage starts with a 4 🎉🎉🎉and won't start with a 5 again as April's interest is already paid.
Not the best week for me as had a horrible sickness bug and missed a day's SE work, am nearly back to feeling ok now.
S

beanielou

Well done. 

smetf

Thanks @beanielou
Still enjoying looking at the new total beginning with 4!
S & S ISAs are taking a bit of a hit at the moment but all the bits we can actually control are going ok.
Had a lovely week, a big walk in the mountains with DH - not very spendy as just a lunch and snacks to take up with us, then catching up with friends, drinks, takeaway, breakfast and lunch came to £65 so am very pleased with that. Plus it was so nice to spend time with lovely people 😍
Heading out for a run shortly and then a bit of a catch up with house stuff and spending time with the youngest is on the cards.
Happy Sunday all, 
S

smetf

Hello all, a lovely day today.
Feeling grateful for a morning run (plus slightly treaty coffee and delicious Easter pastries), a chat with my Dad and a good yoga session. Had a quick blast of cleaning the bedroom, and a sort of the bathroom drawers (overdue as couldn't find anything). Everything out of date was chucked and a good tidy up means the drawers can function properly.

For now, the roast dinner is in the oven and I'm planning a glass of wine with my book in the sunshine.
Happy Easter weekend all.
S

smetf

Morning all, 
Good start to the day with a Pro!ific survey meaning I could cash out £6.20, rounded up and split between savings pots.
Illness last month has meant a much reduced SE income for me this month but DH needs to claim some extra hours covering his boss so have suggested he does that soon!
Plans today- working, with a run break. Must have an early lunch so not starving when out as that increases my likelihood of cake buying.
Have seen a job to apply for so need to keep plodding away at the application form this week.
Need to book a shop with Mr S.

I'd like to find an extra £70 to OP this month (on top of the £686.62), have worked out that it would mean £1k off the mortgage total as it would cover the interest and seeing the mortgage start with a 4 was very motivating. My next goal is seeing it start with a 3.
Have a good day all,
S

smetf

Morning, 

Another Pro!ific payout yesterday and updating the spreadsheet made me happy enough to make the extra £70 OP. Our standard OP of £686.62 has gone out today.
A busy day ahead, my SE day and also have a meeting for one job and some emails to do for another!
Happy 1st day of May!
S

LadyWithAPlan

Well done on all your OPs and focus 

smetf

Hi all,

Had a slightly spendy day yesterday - £7 on running fuel for weekend marathon, £20 treating a friend for lunch (got gorgeous baby cuddles too), and new glasses for DH were over £200! 

Today has been a complete NSD, volunteering at parkrun followed by a NT visit where I got in as a guest and was treated to a delicious scone and coffee followed by a little potter around the garden.
Tomorrow should just be fairly low spends, driving to marathon but taking a friend who is providing post run food and a very easy tea planned for tomorrow evening. The biggest risk of spending is an ice cream as it's forecast to be v hot! 

Looking forward to it though!
S

smetf

Morning all, 
A nice gentle start to the day for me today - need to start work shortly as would like to finish mid afternoon.
Had a good trip to London for Women's FA Cup on Sunday, very reasonably priced tickets (and it was a birthday present for DS), trains weren't running so we ended up driving but that probably saved us money!
Fairly frugal week planned.
Hope you all have a good one.
S